Description

Main Accountabilities
Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)
Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
Meet customers (retail & strategic) at regular intervals to understand various industry & markets
Control & Monitoring of Post Disbursement Documents –Invoice, Insurance & RC by way of interaction with sales and customers
Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
Working on projects/process improvements from time To time




Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
Identify the automation prospects in existing processes, recent product development
Quality of Credit Underwriting
Raise early warning signals for exit of stress accounts and take due measures for timely exit
Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines
Active involvement in customer visit
Regular MIS on market intelligence

📌 Area Credit Manager Ceq Credit Appraisal Chennai
🏢 Tata Capital
📍 Chennai