Industry/Sector
Banking and Capital Markets
Specialism
Advisory - Other
Management Level
Manager
Job Description & Summary
At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives.
As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.
About PwC
Join PwC AC India and play a vital role in supporting our Advisory, Assurance, Tax and Business Services teams. Gain qualified growth and immersive learning opportunities as you deliver value through virtual client engagement worldwide. Shape your future as a member of our diverse global talent network.
Role
o
verview
-
Sector Operations (
Banking
& Payments
)
Designation
:
Technical Architect
Location:
Bangalore
,
Hyderabad,
Kolkata
As a Technical Architect, you will
be responsible for
designing scalable, secure, and high-performing technology solutions in the banking and payments domain. You will work closely with business stakeholders, functional consultants, and engineering teams to translate complex business requirements into robust technical architectures.
What does this role entail?
You will play a critical role in architecting and delivering end-to-end payment solutions aligned with ISO ***** standards and global payment schemes. The role requires deep
expertise
in system integration, API design, cloud architecture, and payment processing frameworks.
You will collaborate with cross-functional teams across geographies to design solutions supporting multi-bank, multi-scheme, and multi-currency environments.
Core responsibilities as
a
Technical Architect
would entail (but not limited to)
As a
technical architect
,
you'll
work as part of a team of problem solvers with extensive
consulting and industry experience, helping our clients solve their complex business issues from strategy to execution.
Knowledge Preferred:
Strong understanding of
ISO *****-based payment architectures
and
end-to-end transaction flows
, with experience in
API-led, microservices, and event-driven architectures
. Proficient in
cloud-native platforms (AWS/Azure)
,
integration frameworks (Kafka, MQ, ESB)
, and
designing for
scalability, resilience, and high availability
. Familiarity with
payment hubs (e.g., FIS OPF)
,
security protocols (OAuth2, JWT)
, and
DevOps/CI-CD practices
.
Must-have skills




Core Consulting Skills
Banking
Skills
• Strong
business–technology alignment
, with the ability to translate
business capabilities
into
target architecture
and
solution architecture blueprints
• Ability to articulate
complex architecture constructs
(microservices, distributed systems, integration patterns) to
business and technical stakeholders
• Expertise in driving
architecture governance
,
design reviews
, and ensuring adherence to
enterprise architecture standards
• Analyze
system landscapes
,
legacy architectures
, and
technical constraints
to design
scalable, resilient, and cloud-native solutions
• Demonstrate
technical leadership
, ownership, and accountability while
mentoring teams
and enforcing
engineering best practices
• Strong
analytical and decomposition skills
to break down
monolithic systems
into
modular, loosely coupled services
• Proficient in creating
architecture artifacts
such as
HLDs, LLDs, sequence diagrams, data flow diagrams, and integration mappings
• Apply
design principles
(SOLID, DRY, domain-driven design) and
architecture patterns
(event-driven, API-led, microservices)
• Strategic mindset with the ability to evaluate
technology stacks
,
platform capabilities
, and
build vs buy decisions
• Strong focus on
non-functional requirements (NFRs)
including
scalability, performance, security, availability, and observability
• Experience in
stakeholder management
and leading
architecture discussions, solutioning workshops, and technical roadmaps
• Support
pre-sales and solutioning
through
effort estimation, architecture proposals, and RFP responses
• Ability to work in
Agile/DevOps environments
, collaborating across
cross-functional squads
and driving
CI/CD and automation practices
• Proficiency in
architecture and modeling tools
(Visio, Draw.io, ArchiMate, UML) and documentation platforms
• Strong understanding of
ISO ***** message standards
(pain,
pacs
,
camt
, admi) and
end-to-end payment flows
across
clearing and settlement systems
• Experience in designing solutions for
payment schemes
such as
SEPA, SCT Inst, UK Faster Payments, and cross-border (SWIFT)
• Expertise in
multi-scheme, multi-bank, and multi-currency architectures
, including
routing, orchestration, and settlement mechanisms
• Knowledge of
payment lifecycle management
, including
status tracking, acknowledgements (ACK/NACK), returns, recalls,



and exception handling flows
• Experience with
payment hubs/frameworks
(preferably
FIS OPF
) and their integration with
core banking and downstream systems
• Ability to design
scalable payment processing systems
handling
high-volume, low-latency transactions
• Understanding of
reconciliation, liquidity management, and reporting processes
within payment ecosystems
• Familiarity with
regulatory and compliance requirements
(PSD2, AML, KYC) impacting
payment system design
• Experience collaborating with
business analysts, product owners, and engineering teams
to translate
functional requirements into technical solutions
• Strong understanding of
integration patterns
for banking systems, including
API integrations, middleware, and message-based communication
Technical Skills
Strong experience in
banking/payments architecture
Deep knowledge of
ISO ***** message formats and payment flows
Experience with
payment hubs / frameworks (FIS OPF preferred)
Expertise
in:
Microservices architecture
API design and integration
Event-driven systems (Kafka, MQ)
Cloud platforms (AWS/Azure/GCP)
Strong understanding of:
High-volume transaction systems
Distributed systems design
Security and compliance frameworks
Banking Domain Skills
Understanding of:
SEPA / SCT Inst / UK Faster Payments / Cross-border payments
Clearing & settlement mechanisms
Payment lifecycle (initiation → processing → settlement → reporting)
Familiarity with:
Exception handling flows (returns, recalls, claims)
Multi-bank and multi-currency setups
Consulting & Leadership Skills
Strong problem-solving and analytical thinking
Excellent
communication and stakeholder management skills
Ability to
translate business requirements into technical architecture
Experience leading
distributed teams and large-scale implementations
Strong documentation and presentation skills
Good to Have
Experience with
enterprise architecture frameworks (TOGAF)
Exposure to
DevOps, CI/CD pipelines
Knowledge of
data architecture and real-time analytics
Prior consulting experience in Big4 or similar firms
Tools & Technologies
API tools: Swagger, Postman
Architecture tools: Visio, Draw.io
Dev tools: Git, Jenkins, Docker, Kubernetes
Requirements tools: Jira, Confluence
Your opportunities at PwC
Learn:
Develop business acumen, technical, and technology skills
Apply:
Diverse opportunities to
showcase
your skills in a supportive setting
Grow:
Harness your leadership potential to expand your career
Eligibility
c
riteria
MBA
is preferred
Minimum years of experience:
8
to
15
years
Authorized to work in India
Offer letter is subject to successful verification of documents and meeting the eligibility criteria
Travel Requirements
Not Specified
Job Posting End Date
June 26, ****

📌 Manager - Sector Operations - Technical Architect (Bengaluru)
🏢 PricewaterhouseCoopers
📍 Bengaluru