This role is for one of the Weekday's clients
Salary range: Rs ****** - Rs ******* (ie INR 9 - 12 LPA)
Min Experience: 0 years
Location: Karnataka, Tamil Nadu, Andhra Pradesh, Telangana
JobType: full-time
We are looking for a Chartered Accountant (CA) or Cost & Management Accountant (CWA) Fresher to join as a Management Trainee in the Credit function. This role offers a robust foundation in credit underwriting, risk assessment, and financial analysis within the banking and MSME lending space. The ideal candidate will gain hands-on exposure to end-to-end loan processing, customer evaluation, and portfolio monitoring while working closely with business and risk teams.
Financial & Credit Responsibilities
Conduct detailed customer assessments through field visits to business locations, residences, and collateral sites
Prepare credit assessment memos, including financial analysis and cash flow evaluation
Evaluate collateral, including legal and technical due diligence
Perform credit checks and ensure compliance with documentation requirements
Recommend and underwrite proposals in line with internal policies and procedures
Support loan disbursement processes, ensuring accuracy and zero-error execution
Monitor early delinquencies and identify potential risk cases to maintain a healthy portfolio
Assist in managing post-disbursement documentation and compliance
Operational Responsibilities
Process loan files within defined turnaround times (TAT)




Coordinate with business teams to ensure seamless proposal processing
Stay updated on local market conditions, including economic, legal, and industry developments
Provide inputs and updates to senior stakeholders on potential risks or market changes
Support internal teams through knowledge sharing on products, policies, and processes
Compliance & Risk Responsibilities
Resolve audit queries and ensure adherence to internal and regulatory guidelines
Maintain strict confidentiality of customer and organizational data
Review early warning signals and non-starter cases with due diligence
Ensure full compliance with company policies and risk frameworks
Functional Competencies
Basic understanding of mortgage lending and MSME credit evaluation
Knowledge of credit bureau checks, property valuation, legal reports, and documentation
Awareness of banking and financial parameters used in borrower assessment
Strong documentation and analytical skills
Behavioral Competencies
Strong interpersonal and communication skills
Detail-oriented with a high level of accuracy
Result-driven with a proactive and positive approach
Strong problem-solving mindset and willingness to learn
Qualifications & Experience
CA / CWA (Qualified)
Freshers are encouraged to apply
Skills
Credit Analysis
Financial Assessment
Risk & Compliance
Documentation Management

📌 Ca- Mt - Management Trainee (Bengaluru)
🏢 Weekday AI
📍 Bengaluru