About Foliyo

Foliyo.ai is building a digital-first, advice-led wealth platform for Indian investors. We combine experienced wealth professionals with technology and AI to deliver suitable, transparent and scalable investment advice.

Role Overview The Senior Wealth Advisor will be the primary advisor and relationship owner for clients allocated to them.

The role involves conducting digital client meetings, understanding each family’s financial position and goals, reviewing existing portfolios, explaining suitable investment recommendations and managing the relationship through regular portfolio reviews.

The advisor will also support the onboarding of prospective clients assigned by Foliyo.

Key Responsibilities

- Manage relationships with assigned clients from onboarding through ongoing advisory and reviews
- Conduct structured digital discovery, advisory and portfolio-review meetings
- Understand clients’ financial goals, cash flows, liabilities, liquidity requirements, existing investments, risk capacity and investment behaviour
- Review portfolios for asset allocation, concentration, duplication, costs, liquidity and suitability
- Prepare and clearly explain recommendations across Foliyo’s approved investment universe
- Conduct regular portfolio reviews and communicate the rationale for recommended changes
- Help clients remain disciplined and make informed decisions during changing market conditions
- Respond to client queries and coordinate with investment, operations, compliance and technology teams
- Maintain accurate client information, suitability assessments, recommendation records and review documentation in line with the RIA process

Candidate Profile





- 5–10 years of relevant experience in wealth management, private banking, an AMC, broking, an investment platform, an RIA, a family office or a portfolio advisory business
- MBA or PGDM from a recognised institution is mandatory; finance specialisation is preferred
- Strong understanding of mutual funds, asset allocation, equity and fixed-income markets
- Ability to analyse an existing investment portfolio and explain recommendations in simple language
- Excellent spoken and written communication skills
- Confidence in leading conversations with affluent and financially aware investors
- Solid relationship-management and client-service orientation
- High integrity, sound judgement and a genuinely advisory mindset
- Comfort working in a fast-moving, technology-led startup workplace

Knowledge of financial planning, taxation, international investing, bonds, PMS and AIFs will be an advantage.

NISM Series X-A and X-B certifications are preferred. Selected candidates must obtain and maintain the certifications required for their role before independently performing regulated advisory activities.

Why Join Foliyo

- Clients and opportunities will be provided by Foliyo; an existing client book is not required
- Client engagement will be digital, with no regular travel or in-person client meetings
- The role is focused on suitable advice and long-term client relationships, without product pushing or mis-selling
- Advisors will work closely with the founders and help shape how Foliyo’s digital advisory model serves clients

Role Details

Experience: 5–10 years

Qualification: MBA/PGDM mandatory

Compensation: ₹20–25 LPA

Employment: Full-time

Location: Mumbai

Openings: 2–3

📌 Senior Wealth Advisor (Mumbai)
🏢 Foliyo AI
📍 Mumbai