nTo develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit & fraud decision engine deployment for the organization.
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nRole Accountability
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- Develop customized collection scorecards for each assigned delinquency stage
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- Develop self-cure models for customized collection interventions & cost control
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- Develop micro-segments for effective portfolio interventions & to maintain acquisition quality
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- Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
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- Develop application fraud prevention scorecard
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- Develop propensity models for offering hardship programs
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- Develop customized acquisition scorecards for assigned segments.
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- Develop customized behavior scorecards for each assigned segment.
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- Maintain inventory of assigned models
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- Automate & ensure model deployment either in credit & fraud decision engines or turbine/data lake
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nMeasures of Success
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- Ensure the timely development of the models as per plan
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- Model efficacy in terms of consistency & reliability
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- KS, Gini - Model performance metrics
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- PSI - Model stability metric
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- Out of time validation
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- Process Adherence as per MOU
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