Title of the Position: Senior Associate- Credit Risk Management (On Contract)

Qualification: Graduate in any discipline with MBA/PGDBA/PGDBM/ Chartered Accountant / Cost Management Accountant / CFA/ Master degree in Economics, Statistics, Mathematics or Commerce.

Preferred Certifications : Qualified risk certification (FRM / PRM/NISM Certifications (Especially Risk Management related modules)/Certificate in Credit Risk Management from IIBF (Indian Institute of Banking & Finance)/ Professional Credit Risk Certifications (Specialized Credit Risk Certification (CRC)).

Experience & Skills required:

- Minimum 6 years of post-qualification experience in a Banks/ FIs/NBFCs/ Consulting Firm in credit risk management, risk modelling, risk policy or ECL computation.
- Risk modelling; ECL computation; understanding of IRAC norms and the regulatory framework for NBFCs; analytical skills and risk-policy drafting.

Key Objectives and Responsibilities:

- Monitor and analyze the organization's credit risk portfolio, identifying emerging risks, concentration risks, and key risk trends.
- Undertake Expected Credit Loss (ECL) computation and validation in accordance with applicable accounting standards and regulatory guidelines.
- Prepare and present risk-related reports, dashboards, and management information for senior management, Board Committees, and regulatory requirements.




- Support the formulation, review, and enhancement of Risk Management Policies, Frameworks, and Procedures in line with the regulatory expectations applicable to NBFC-ND-SIs and industry best practices.
- Ensure compliance with relevant regulatory requirements, prudential norms, and risk governance standards.
- Conduct risk analytics and portfolio reviews to support informed decision-making and strengthen the organization's risk oversight framework.
- Coordinate with business, finance, compliance, and audit teams on matters relating to credit risk management and reporting.
- Contribute to the development and implementation of risk measurement methodologies, stress-testing frameworks, and risk monitoring tools.
- Provide subject matter expertise in credit risk assessment, monitoring, and mitigation.
- Perform any other duties, assignments, or responsibilities entrusted by IFCI from time to time.

HOW TO APPLY: Candidates fulfilling the above eligibility criteria may submit their Resume/Biodata at IFCI Ltd official website www.ifciltd.com on the careers page by filling the complete online application.

The CV should be uploaded only in the format available on the website under “Careers” Section

Note: LAST DATE FOR APPLYING ON THE WEBSITE IS SEPTEMBER 27, 2026.

📌 Senior Associate -Credit Risk Management (Delhi)
🏢 IFCI
📍 Delhi