Key Responsibilities

- Manage and grow the SME Working Capital portfolio including CC, OD, WC limits and other business banking products.

- Acquire new SME customers and develop existing relationships to achieve business targets.

- Handle working capital products such as Cash Credit, Overdraft, Working Capital Demand Loan and related facilities.

- Identify potential SME clients through market mapping, references and existing customer relationships.

- Understand clients' financial requirements and recommend suitable working capital solutions.

- Coordinate with Credit, Risk, Operations and Legal teams for smooth processing and disbursement.

- Analyze customer financials, business performance, banking transactions and working capital requirements.

- Ensure portfolio quality, timely renewals and proper monitoring of existing accounts.

- Cross-sell other banking products such as Trade Finance, Term Loans, Insurance, Current Accounts and other business banking solutions.

- Maintain robust relationships with promoters, CFOs, finance heads and key decision-makers of SME businesses.

- Ensure compliance with bank policies, regulatory guidelines and internal processes.

📌 Sales Manager-SME (Chennai)
🏢 SKILLVENTORY
📍 Chennai