We are looking for a Chartered Accountant with 2–3 years of relevant experience in
Underwriting / Risk Assessment. The candidate will be responsible for evaluating financial and credit risk, analysing financial statements, and supporting informed lending and credit decisions.
Key Responsibilities
● Conduct financial and credit risk assessment of customers/businesses.
● Analyse financial statements, balance sheets, P&L; statements, cash flows, and other financial information.
● Evaluate the creditworthiness and repayment capacity of applicants.
● Review income, banking transactions, liabilities, and financial ratios.
● Identify potential financial, credit, and business risks.
● Assess loan proposals and supporting financial documents.
● Prepare detailed risk assessment and underwriting reports.
● Verify and analyse customer/business information and documentation.
● Coordinate with sales, credit, operations, and other internal teams.
● Ensure underwriting decisions comply with company policies and risk parameters.
● Monitor cases and highlight deviations or risk concerns to the concerned team.
Candidate Requirements
● Qualified CA with 2–3 years of relevant experience.
● Prior experience in Underwriting, Credit Risk, Risk Assessment, Credit Analysis, or Lending is preferred.
● Strong knowledge of financial statement analysis and financial ratios.
● Good understanding of credit evaluation and risk assessment.
● Strong analytical and decision-making skills.
● Positive communication and documentation skills.
● Proficiency in MS Excel and financial analysis.
● candidates based in Ahmedabad preferred.
Pay: ₹600,000.00 - ₹1,200,000.00 per year
Application Question(s)
- Have you qualified for the CA Final?
Experience:
- Risk Assessment : 2 years (Required)