To manage and oversee the company and treasury, cash flow, banking relationships, working capital, payment operations and banking instruments, ensuring optimum liquidity, effective utilization of funds, timely business payments and solid financial controls under the guidance of the Finance Head / CFO.

Key Responsibilities

- Treasury & Cash Flow Management: Manage day-to-day treasury operations and overall liquidity position of the company.

- Prepare and monitor daily, weekly and monthly cash-flow forecasts.

- Ensure adequate availability of funds for statutory, vendor, employee and other business payments.

- Monitor cash inflows and outflows and optimize fund utilization.

- Analyse cash-flow gaps and coordinate with the Finance Head / CFO for arranging funds.

- Monitor the working capital cycle and identify opportunities for improvement.

- Banking Relationship Management: Manage day-to-day relationships with banks and financial institutions.

- Coordinate with banks for fund-based and non-fund-based working capital facilities.

- Negotiate banking charges, interest rates, limits and other commercial terms.

- Manage banking documentation, KYC, confirmations and facility-related requirements.

- Coordinate with multiple banking partners for smooth execution of banking transactions.

- Monitor sanctioned limits, utilization and availability of banking facilities.

- LC and BG Management: Manage end-to-end Letter of Credit (LC) and Bank Guarantee (BG) activities.

- Coordinate issuance, amendment, extension, cancellation and closure of LCs/BGs.

- Ensure compliance with sanctioned limits, margin requirements and banking terms.

- Maintain LC/BG registers and monitor expiry dates and outstanding exposure.

- Coordinate with Commercial, Procurement,



Sales and banks for timely processing of LC/BG requirements.

- Working Capital Management: Monitor receivables, inventory and payables to optimize working capital.

- Track debtor and creditor ageing and identify working capital pressure points.

- Coordinate with business and commercial teams to improve collection and payment cycles.

- Monitor utilization of working capital limits and ensure optimal borrowing.

- Prepare working capital MIS and periodic reports for management review.

- Identify opportunities to reduce working capital requirements and finance costs.

- Payments and Fund Management: Review and manage daily payment requirements and payment schedules.

- Prioritize payments based on cash availability, business requirements and management guidelines.

- Coordinate with Accounts Payable / Accounts teams for timely vendor payments.

- Monitor bank balances and fund transfers across various bank accounts.

- Ensure proper authorization and controls for all treasury-related payments.

- Monitor interest payments, bank charges and other financing costs.

- Vendor Reconciliation & Payables: Monitor major vendor outstanding balances and ageing.

- Ensure timely vendor ledger reconciliation and resolution of discrepancies.

- Coordinate with Purchase, Stores and Accounts teams for GRN, invoice and payment-related issues.





- Support negotiation of vendor payment terms to optimize working capital.

- Monitor advance payments and ensure their timely adjustment.

- MIS & Management Reporting: Prepare daily, weekly and monthly treasury and cash-flow MIS.

- Prepare reports on bank balances, borrowings, working capital, LC/BG exposure and upcoming payment obligations.

- Monitor interest costs, bank charges and utilization of banking facilities.

- Analyse treasury data and highlight liquidity and funding requirements.

- Provide timely inputs to the Finance Head / CFO for liquidity, borrowing and funding decisions.

- Controls, Compliance and Audit: Ensure compliance with internal treasury policies and banking terms.

- Maintain proper documentation for banking and treasury transactions.

- Coordinate with statutory auditors, internal auditors and banks for treasury-related information.

- Ensure timely reconciliation of bank accounts and treasury records.

- Monitor compliance with applicable regulatory, statutory and banking requirements.

Key Result Areas (KRAs) / KPIs

- Accuracy and timeliness of daily, weekly and monthly cash-flow forecasts.

- Effective liquidity management and uninterrupted availability of funds.

- Optimization of working capital cycle and borrowing requirements.

- Timely and accurate management of LC/BG transactions.

- Effective utilization of fund-based and non-fund-based banking limits.

- Reduction / optimization of interest costs and banking charges.

- Timely vendor payments and resolution of payment-related issues.

- Accuracy and timeliness of treasury MIS and management reports.

- Timely bank reconciliation and maintenance of treasury records.

📌 Manager / Senior Manager - Treasury & Finance (Bhiwadi)
🏢 Sone India
📍 Bhiwadi