Junior Analyst Report To: Manager / Senior Manager Department: Lending Services – Financial spreading (Corporate & Investment Banking) Location: In-office, Gurugram, India (5 days per week) Shift Hours: India Daytime (9-hour shift between 8am IST to 10PM IST) Job Summary Evalueserve is seeking highly motivated professionals with robust analytical, technical, and organizational skills to contribute to critical lending and credit functions, supporting the complete lending lifecycle for global Banking and Financial Services clients. Key Responsibilities
- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation
- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)
- Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results
- Collateral and Pledge details assessment for borrowers in line with the bank’s policy and LGD