24 Sep
|
VRSamadhan
|
Thane
Job title: Executive / Senior Executive – Gold Loan
Location: North and east Region
Experience: 1–3 Years
Salary: ₹3 LPA – ₹5 LPA
Industry: Banking / NBFC / Financial Services
Role Overview
We are looking for an Executive / Senior Executive to handle Gold Loan sales, customer acquisition, loan processing, and customer servicing for the assigned location.
Key Responsibilities
Generate Gold Loan business through field visits, referrals, leads, and local market activities.
Acquire recent customers and achieve assigned sourcing and disbursement targets.
Handle Gold Loan applications, KYC, documentation, and processing from application to disbursement.
Explain loan products, repayment terms, interest rates, and charges to customers.
Coordinate with branch, credit, operations, and valuation teams for timely loan processing.
Follow up with customers for renewals, top-ups, closures, and pending interest payments.
Support follow-up of overdue accounts and collection activities as required.
Maintain customer records and ensure compliance with KYC and company guidelines.
Build strong relationships with customers and local business channels to generate repeat and referral business.
Key Requirements
1–2 years of experience in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services.
Gold Loan sales/sourcing experience will be preferred.
Good understanding of loan processing, KYC, documentation, and disbursement*.
Strong communication, customer-handling, and relationship-management skills.
Target-oriented with willingness to travel locally for field sales and business development.
- * Knowledge of Gold Loan valuation/appraisal will be an added advantage.
📌 Executive / Senior Executive – Gold Loan (Thane)
🏢 VRSamadhan
📍 Thane