We are seeking an experienced Deputy Manager / Assistant Manager for our Credit Cards RBI Return Filing team who will be responsible for filing credit related returns and regulatory compliance monitoring.

The ideal candidate should possess a strong understanding of RBI regulations and guidelines related to credit reporting as well as solid understanding on Credit Cards operation & business activities. They will play a critical role in ensuring accurate and timely submission of credit-related reports to the Reserve Bank of India (RBI) while adhering to regulatory requirements.

- Monitor and ensure compliance with RBI guidelines and regulations for credit returns assessment and return filing.
- Oversee the preparation and submission of various credit-related reports such as Basic Statistical Returns 1 (BSR 1), Central Repository of Information on Large Credits (CRILC), Risk Asset Quality (RAQ), Cards Statistics Returns, FETERS – Cards Return and Monthly (Rupay) Cards Portfolio Reporting (MCPR).
- Coordinate with internal teams, including Risk, Finance and Compliance Management to gather relevant data and information for credit return filing.
- Review and validate the accuracy of data used in credit-related reports and ensure timely submission.
- Conduct periodic assessments of Credit Returns - related processes and procedures to identify areas for improvement and recommend necessary changes.
- Stay updated with changes in RBI guidelines and regulations related to credit risk management and incorporate them into the credit return filing process.




- Collaborate with external & internal auditors along with regulatory bodies during audits and examinations related to credit return filing.
- Maintain comprehensive documentation of credit return filing processes, methodologies, and calculations.
- Analyze credit return filing data to identify trends, patterns, and potential areas of concern for senior management Support to automation of credit returns.

KNOWLEDGE & SKILLS:

- Minimum of 6 to 8 years of relevant experience in credit returns reporting, compliance, or regulatory reporting, preferably within the banking or financial services industry.
- Strong knowledge of RBI regulations and guidelines pertaining to credit risk management and financial reporting.
- Proficient in handling credit-related reports such as RAQ, RWA, CRILC, BSR1 & PSL reporting. Solid understanding of credit cards business and operation activities as well as Cards product life cycles Excellent analytical skills with the ability to interpret complex data and identify key insights.
- Strong attention to detail and accuracy in data analysis and reporting. Ability to work independently and manage multiple priorities while meeting strict deadlines.

EDUCATION:

- Bachelor's degree in finance, accounting, or a related field. Additional certifications in credit risk management or regulatory compliance will be an advantage

LOCATION:

Santacruz OR Navi Mumbai

Interested candidates, pls send your CV to [email protected] . Pls don't forget to mention your current CTC, expected CTC & notice period applicable. 30 days or lesser preferred.

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📌 DM / AM - Regulatory Reporting (Navi Mumbai)
🏢 Unity Small Finance Bank
📍 Navi Mumbai