- Assess customer creditworthiness and loan applications.
- Analyse CIBIL reports, bank statements, income and repayment behaviour.
- Identify credit risks, fraud indicators and deviations from lending policies.
- Review and recommend loan approvals/rejections as per credit policy.
- Monitor portfolio performance and prepare credit/risk reports.
- Coordinate with operations and collection teams for credit-related matters.
Requirements:
- 1–2 years of experience in credit underwriting, preferably in FinTech/NBFC/Digital Lending.
- Strong analytical and reporting skills.
- Valuable understanding of credit risk and the lending lifecycle.
- Proficiency in Excel and data analysis.
- Good communication and decision-making skills.