The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.
Responsibilities
- Thorough analysis of financial statements and credit notes put up by the business/credit team including current requests, change request and refinancing.
- Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
- Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
- Review of rating outlook of high value borrowers as per CRM policy of the bank.
- Highlighting risk elements in Proposals submitted for preliminary discussion.
- Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
- Keep up to date with the company’s lending protocols.
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
Qualifications
Experience: 7 to 10 years Qualifications: Graduate (Any)/MBA preferred