As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risk, and making informed credit decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining high standards of customer service.

Responsibilities

- Evaluate credit applications and financial statements to determine creditworthiness.
- Conduct thorough credit risk assessments and make informed credit decisions.
- Maintain accurate records and documentation for all credit-related activities.
- Monitor and manage credit limits, ensuring compliance with internal policies and regulations.
- Build and maintain strong relationships with clients, providing excellent customer service.
- Collaborate with other departments to ensure seamless credit processes and efficient operations.
- Stay updated on industry trends and best practices in credit management.
- Provide support and guidance to junior credit officers and assist in their career development.
- Prepare periodic reports on credit performance and present findings to senior management.
- Ensure compliance with legal and regulatory requirements related to credit operations.

Qualifications

- Bachelor's degree in Finance, Accounting, or a related field.
- Minimum 3 years of experience in credit analysis or credit management.
- Strong knowledge of credit evaluation techniques and financial analysis.
- Excellent analytical and decision-making skills, with a keen eye for detail.




- Proficiency in using credit analysis software and financial modeling tools.
- Effective communication and interpersonal skills for client interaction.
- Ability to work independently and manage multiple tasks simultaneously.
- Familiarity with industry regulations and compliance standards.
- Strong organizational skills and attention to detail.
- Proficiency in Microsoft Office suite, particularly Excel.

Digitide started with a straightforward vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities.

With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

📌 Credit Officer (Lucknow)
🏢 Digitide Solutions
📍 Lucknow