? Hiring: Credit Manager | Banking
? Location: Delhi
? Employment Type: Full-Time
? Qualification: Graduate
? Experience: 1– 4 Years
? Job Overview
We are looking for an experienced Credit Manager with strong experience in Banking, NBFC, or FinTech lending. The candidate will be responsible for credit appraisal, underwriting, risk assessment, and ensuring quality lending decisions as per company policies.
? Key Responsibilities
- Evaluate loan applications and assess customer creditworthiness.
- Conduct credit appraisal, underwriting, and risk assessment.
- Review CIBIL/credit bureau reports, income, banking, and financial documents.
- Verify customer KYC, income, employment/business, and supporting documents.
- Analyze bank statements and identify potential credit/fraud risks.
- Approve/recommend loans as per defined credit policies and authority limits.
- Handle personal loans, short-term loans, consumer loans, or digital lending portfolios.
- Coordinate with Sales, Operations, Collections, and Risk teams.
- Monitor portfolio quality, delinquency, and credit performance.
- Ensure compliance with internal credit policies and applicable regulatory requirements.
- Identify deviations and recommend appropriate risk mitigation measures.
? Mandatory Skills & Experience
✅ Experience in Banking / NBFC / FinTech / Lending
✅ Strong Credit Underwriting & Loan Appraisal experience
✅ CIBIL / Credit Bureau analysis
✅ Bank Statement & Income Verification
✅ Knowledge of Personal Loans / Short-Term Loans / Digital Lending
✅ Robust understanding of Credit Risk & Policy
✅ Good analytical and decision-making skills
? Preferred Candidate
Candidates from Banks, NBFCs, FinTech companies, digital lending companies, and consumer lending organizations will be preferred.
If you meet the requirements outlined in the and are interested in this opportunity, please email your resume to
[email protected], mentioning your current salary in-hand, expected salary in-hand, and Notice Period.
📌 Credit Analyst (New Delhi)
🏢 Salary Topup
📍 New Delhi