Credit Analyst (Mumbai)

Credit Analyst (Mumbai)

24 Sep
|
eMSME
|
Mumbai

24 Sep

eMSME

Mumbai

Job Summary: We’re hiring a full-time Loan DSA to drive MSME loan disbursals under schemes like CGTMSE, PMEGP, Mudra Loan and Start up loan etc. along with Unsecured Business Loans.

Key Responsibilities

1. Client Sourcing & Consultation

- Source MSME leads via qualified channels, internal leads, or referrals
- Assess business needs and match them with suitable loans or schemes
- Clearly explain product features, eligibility, and benefits

2. Documentation & Execution

- Collect and verify necessary documents Ensure complete, compliant submissions for faster processing Coordinate with partner banks, NBFCs, and internal ops teams

3. Pipeline & Performance Tracking

- Maintain and update funnel of applications using dashboards or MIS
- Meet monthly disbursal targets (individual + team-wise)
- Follow up with lenders and internal teams to drive case closures

4. Client Servicing & Closure

- Act as the single point of contact for high-value clients
- Provide timely updates, resolve queries, and support post-disbursal needs

5. Team Supervision (Loan Sub-Vertical)

- Guide a small team handling only loan-related cases
- Review file quality, assist with escalations, and ensure process discipline




- Track team performance and align with monthly targets

6. Market Intelligence & Relationship Management

- Stay informed on new schemes, policy changes, and competitor activity
- Maintain long-term relationships for upsell or referrals  Share insights to improve product offerings and client experience

Skills & Experience

- 1–2 years in MSME loans, unsecured lending, or scheme execution
- Familiar with documentation: ITR, GST, bank statements, Udyam, etc.
- Fluent in Hindi/Marathi (English preferred)
- Strong sales, client-handling, and multitasking abilities
- Prior experience leading a small team (formal/informal)

Eligibility

- Graduate in Commerce, Finance, or Business preferred
- Willingness to travel across Mumbai for client or bank visits
- Passion for MSME growth and execution ownership

Compensation & Benefits

- Fixed monthly salary + performance-linked incentives
- Regular training and process updates
- Growth path to Availment Team Lead / Credit Manager roles

Location- Mumbai (worli)

Job type- Full-time

Department -Availment (Loan vertical)

Reports to - Team Leader (Availment

📌 Credit Analyst (Mumbai)
🏢 eMSME
📍 Mumbai

Reply to this offer

Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.

Subscribe to this job alert:

Get the latest job offers by email for: credit analyst (mumbai) / mumbai