FORM

Job Title: Collections Officer/Executive Date:

Job Holder Name: Dept: SME

Reports To: Collection Manager Location Branch : Allocated SME Branch

1: Job Purpose Statement (Summarise in one/two statements why this job exists, and the contribution makes to the overall business of the company).

Visit the delinquent customers to collect the overdue payments.

2: Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job)

Follow-up and persuade clients to pay past-due amounts diligently.

Submit report of amount collected from keep it up to date.

Follow all business policies and processes, as well as RBI norms defined for collection executive.

While collecting money, deal with customers professionally.

3: Organisational Relationship (Provide an organisational chart which illustrates the organisational structure above and below this position).

NCH – SME

Regional Collections Manager – SME

Collection Manager

Collection Officer

4: Key Challenges (List the key tasks performed to support the main objectives of the position).

Visit all customers allocated for the month for overdue collections.





Provide a proper receipt to customer of payments collected.

Ensure full E.M.I/overdue amount is collected to prevent customer to flow in next bucket.

Identify fraud and report it to reporting officer.

Use proper available channels to track down skipped and absconded consumers.

Must ensure that all field collection actions, like as visits and phone calls, are carried out in accordance with the RBI's guidelines for overdue collections.

5: Decision Making Authority (Describes the type of decisions made alone, those on which the manager must be consulted, those referred to a higher level, and job procedures to be followed).

Decisions with Consultation with manager and higher authorities.

Individual Decisions.

6: Job Requirements (Describe the educational requirements, suggested year and type of experience, nature and extent of skills/abilities required for the desired position).

Skilled Qualification

Skills and Knowledge

Competencies

Graduate with minimum 2 years’ experience in field collection.

Time Management

Excellent negotiation skills.

Customer Focus

Accuracy

Integrity

📌 Collections Executive (Ludhiana)
🏢 Mahindra Finance NON IT
📍 Ludhiana