About Bright Money

Bright Money is a consumer fintech built for middle-income consumers. Our platform helps consumers build credit, manage debt, and access suitable loans and credit cards - addressing the key financial needs of people living paycheck to paycheck.

Bright is a profitable, India-built fintech serving the U.S. market, with a transparent trajectory toward $100 million in revenue. Our business model combines subscription revenue with a financial-services marketplace across loans, credit cards, and credit-building solutions.

We have launched an AI-powered money assistant and agentic AI experiences that simplify access to credit. Our ambition is to build the first AI-driven consumer-fintech platform for middle-income consumers.

Founded in 2019, Bright’s founding team includes leaders from McKinsey’s Banking Practice - Petko Plachkov and Avi Patchava - and data science leaders from InMobi. Bright is backed by leading global venture capital firms and technology investors across the U.S., Europe, and Asia.

With a data-driven, high-ownership, and fast-paced culture, we are building a global consumer-fintech company from India.

What is the role about?

We are looking for a Chief of Staff (with a path to Chief Operating Officer) to work directly with Bright’s CEO and leadership team as a strategic partner and force multiplier. You will drive the company’s operating rhythm, translate strategy into execution across functions, and lead the high-priority initiatives that shape Bright’s next phase of growth. This role is designed as a path to Chief Operating Officer. You will begin by driving strategy and execution alongside the CEO, and progressively take direct ownership of functions, teams, and P&L; as you build the operating track record to step into the COO seat.

We are looking for a seasoned operator who combines strategic thinking with hands-on execution, influences senior stakeholders without formal authority, and is ready to carry line accountability.

What will you do?

- Strategic partnership: Act as a thought partner to the CEO on company strategy, priorities, and key decisions—framing problems,



analyzing options, and driving decisions to closure.
- Operating cadence: Own the company’s planning and review rhythm, including annual and quarterly goal-setting, OKRs, business reviews, and leadership meetings, with clear accountability and follow-through.
- Cross-functional execution: Lead high-priority initiatives from scoping through delivery, aligning Product, Engineering, Data Science, Growth, Finance, and Human Potential teams.
- Board & investor readiness: Prepare board decks, investor updates, and leadership communications with Board-level rigor and clarity.
- Performance insight: Track key business metrics and surface risks, bottlenecks, and opportunities early, with data-backed recommendations.
- Special projects: Own strategic projects such as new product or market evaluations, organizational design, and process improvements.
- Leadership leverage: Manage the CEO’s priorities and time, serve as a point of escalation, and represent the CEO in internal and external forums as needed.
- Path to COO: Progressively take direct ownership of functions, operating teams, and P&L;, stepping into the Chief Operating Officer mandate as the business scales.

Ideal candidate profile

Experience & Background:

- Experience: 12+ years of professional experience, with a strong foundation in management consulting, investment banking, or strategy and operations roles at high-growth technology companies.
- Leadership exposure: A proven track record of working closely with founders or CXOs; prior experience as a Chief of Staff or in Strategy or BizOps leadership is strongly preferred.
- Domain: Experience in fintech, consumer internet, or financial services is a strong plus; exposure to the U.S. market is an advantage.




- Analytical depth: Strong quantitative and problem-solving skills; comfortable with financial models, business metrics, and data-driven decision-making.
- Communication: Exceptional written and verbal communication, including Board-level presentations and executive storytelling.
- Education: Degree from a leading institution; an MBA is preferred.
- Operating scope: Experience owning a function, business line, or P&L;, and building and leading teams; the ambition and readiness to step into a COO mandate.

Mindset & Operating DNA:

- Ownership: Treats company outcomes as their own and closes loops without being asked.
- Structured thinking: Brings clarity to ambiguous problems and turns them into actionable plans.
- Bias for action: Moves quickly, prioritizes ruthlessly, and balances speed with rigor.
- Influence without authority: Builds trust across teams and aligns senior stakeholders through credibility rather than hierarchy.
- Discretion & judgment: Handles sensitive information with integrity and makes sound calls under pressure.
- Leadership scale: Ready to move from influence to direct accountability—setting standards, building teams, and owning outcomes end to end.

Non-Fit Profiles

- Profiles focused mainly on executive assistance, scheduling, or administrative support.
- Candidates who prefer advisory work without hands-on ownership of execution and outcomes.
- Those uncomfortable with ambiguity, shifting priorities, or a fast-paced, high-cadence environment.
- Candidates seeking a long-term staff or advisory seat, with no appetite for line ownership or P&L; accountability.

What Bright Offers?

- A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.
- Real ownership: You grow into running your own BU with an independent P&L.;
- Wealth creation: Equity at an inflection stage of scale.
- A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.
- Benefits: Excellent benefits package in line with sector best practice.

📌 Chief of Staff (Bengaluru)
🏢 Bright Money
📍 Bengaluru