Role Overview

We are looking for an experienced AVP – Credit Risk Analytics to lead end-to-end model development and risk strategy across the credit lifecycle. In this role, you will design robust predictive models, mentor analytical talent, and collaborate closely with senior business and risk stakeholders.

Key Responsibilities

- Model Development & Governance: Lead the development, validation, and monitoring of end-to-end credit risk models (PD, LGD, EAD, Scorecards, Stress Testing, and IFRS 9/CECL).

- Strategic Risk Analytics: Translate analytical insights into credit policy, underwriting strategies, and portfolio monitoring frameworks.

- Leadership & Stakeholder Alignment: Manage and mentor high-performing analysts while partnering with business heads, technology, and audit/compliance teams.

- Tech & Innovation:



Leverage up-to-date data platforms and machine learning techniques to enhance predictive accuracy and decisioning speed.

Requirements

- Experience: Minimum 8 years in Credit Risk Analytics within Banking, NBFCs, or Financial Services.

- Technical Expertise: Hands-on proficiency in Python, R, SAS, and SQL, along with statistical and ML modeling techniques.

- Domain Knowledge: Deep understanding of retail/wholesale lending products, credit bureau data, and regulatory risk guidelines (Basel, IFRS 9).

- Education: Advanced degree (Master’s/B.Tech/Ph.D.) in Statistics, Economics, Data Science, Finance, or related quantitative fields.

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📌 AVP Analytics - Credit Risk (Pune)
🏢 SACHI
📍 Pune