Job Requirements

About the Role The Area Sales Manager – Pre-owned two wheeler Loan is responsible for driving sales volumes and building a high-quality loan portfolio for pre-owned two wheeler financing across branches at a pan-India level. This role focuses on expanding the reach of the pre-owned two wheeler loan product across various customer segments and channels, while ensuring compliance, portfolio quality, and cost-effective delivery. The role also involves leveraging technology to enhance customer experience and contribute to the bank’s growth objectives.

Key Responsibilities

Primary Responsibilities

- Acquire recent customers for pre-owned two wheeler loans in the identified segments.
- Consistently meet and exceed monthly targets for new customer acquisition by analyzing customer needs.
- Provide regular feedback to Relationship Managers on customer opportunities and requirements.
- Ensure adherence to sales norms and Standard Operating Procedures (SOPs) defined by the organization.
- Maintain strict compliance with internal policies and external regulatory guidelines.




- Ensure quality sourcing aligned with the bank’s credit and operational policies.

Secondary Responsibilities
- Foster a team environment focused on digital enablement to holistically meet customer needs.
- Drive initiatives that support the bank’s rapid growth targets and strategic objectives.
- To improve the sourcing from strategic alliances and direct channels.

What We Are Looking For

Education

- Graduate degree in any discipline (Full-Time).
- Post Graduation in any discipline preferred.

Experience

- Minimum 5 years of experience in retail banking or loan sales, preferably in pre-owned two wheeler or vehicle financing.

Skills and Attributes
- Strong understanding of retail lending products and customer acquisition strategies.
- Excellent verbal and written communication skills in English are essential.
- Ability to analyze market trends and customer behavior.
- Execution-focused with a commitment to portfolio quality and compliance.
- Tech-savvy with a mindset for digital transformation and customer-centric innovation.

📌 Area Sales Manager - Pre-owned 2 Wheeler Loan (Bhubaneswar)
🏢 IDFC FIRST Bank
📍 Bhubaneswar