AML/KYC Analyst – Morgan StanleyRole Overview The AML/KYC Analyst will be responsible for supporting Morgan Stanley’s financial crime compliance framework by conducting Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), client screening, risk assessment and ongoing monitoring activities.

The role requires strong analytical skills, attention to detail and the ability to identify and escalate potential AML, sanctions and financial crime risks while ensuring compliance with internal policies and applicable regulatory requirements.

Key Responsibilities

- Perform KYC and Customer Due Diligence (CDD) for current and existing clients.
- Review and validate client identification documents, ownership structures and supporting information.
- Conduct PEP, sanctions, adverse media and other AML-related screening.
- Perform client risk assessments and identify potential AML/KYC red flags.
- Conduct Enhanced Due Diligence (EDD) on high-risk clients and complex ownership structures.
- Review client information and investigate unusual or potentially suspicious activity.
- Escalate identified AML/KYC concerns and potential financial crime risks to the appropriate Compliance teams.
- Ensure client records are complete, accurate and maintained in accordance with internal standards.
- Support periodic KYC reviews, client remediation and documentation updates.
- Perform ongoing monitoring of client information and risk profiles.
- Research corporate structures, beneficial ownership and client background information.
- Maintain clear documentation and audit trails for investigations and review decisions.
- Work closely with Compliance, Legal, Operations, Risk and Business teams to resolve KYC-related issues.
- Ensure all activities are completed within defined quality, accuracy and turnaround-time standards.
- Support internal and regulatory audits by providing appropriate documentation and evidence.




- Stay updated on AML/KYC regulations, sanctions requirements and financial crime compliance practices.

Key Skills Required
- AML / KYC / CDD / EDD
- Client onboarding and remediation
- AML risk assessment
- Sanctions and PEP screening
- Adverse media screening
- Beneficial ownership analysis
- Transaction/activity review
- Financial crime investigation
- Regulatory compliance
- MS Excel and data analysis
- Strong analytical and problem-solving skills
- Excellent attention to detail
- Strong written and verbal communication
- Ability to work under strict deadlines

Preferred Background
- Bachelor's degree in Finance, Commerce, Business, Economics or a related discipline.
- Experience in banking, financial services, investment banking, KYC, AML, compliance, operations or risk management is preferred.
- Knowledge of global AML/CFT regulations and KYC standards.
- Certifications such as CAMS, CFE, FRM or other relevant financial crime/compliance certifications can be advantageous.

Why This Role at Morgan Stanley?

Morgan Stanley operates a major financial-services platform in India, with offices in Mumbai, Bengaluru and GIFT City. Its India operations support global businesses across investment banking, capital markets, equities, fixed income, commodities, derivatives and research.

The role provides exposure to global clients, financial crime risk, regulatory compliance and investment-banking operations, making it a strong career path for professionals interested in AML, KYC, Compliance, Risk and Financial Crime.

Job Title: AML/KYC Analyst

Function: Compliance / Financial Crime / Operations

Location: Mumbai / Bengaluru, India

Company: Morgan Stanley

Pay: ₹300,000.00 - ₹450,000.00 per year

Benefits

- Flexible schedule
- Health insurance
- Paid sick time
- Provident Fund

Education:
- Bachelor's (Preferred)

Language:
- English (Preferred)

Shift availability:
- Day Shift (Preferred)

Work Location: In person

📌 AML/KYC Analyst (Andheri East)
🏢 Morgan Stanley
📍 Andheri East