Credit Officer Entity: Equitas Small Finance Bank

Business Unit: Assets

Division/Function (SBU): Emerging Enterprise Banking

Department: VF

Sub-Department: Credit

Generic Role: Credit Officer

External Title (Job Role): Credit Officer

Division: Emerging Enterprise Banking

Zone: North

State: Rajasthan

Region: Rajasthan

Area: Jodhpur

Cluster: Jodhpur

PT Location: Rajasthan

Branch Code: 16059

Branch Name: Udaipur

Job Details

- Posted On: 21 Sep 2026
- End Date: 21 Oct 2026
- Required Experience: 4 - 5 years
- No. Of Openings: 1
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 21 Oct 2026

Skills

- Result Orientation with Execution Excellence
- Strategic Business Orientation
- Weaving Passion and Energy at Work

Highest Education

- UG

Working Language

- Hindi
- English

Key Result Area | SNO. | OBJECTIVE | WEIGHTAGE | KEY PERFORMANCE INDICATOR | |------|---------------------------------------------------------------------------|-----------|---------------------------| | 1 | To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) | 30% | TAT As per annexure 1 | | 2 | Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) | 20% | First Time Right % As per annexure 2 | | 3 | Physical File Dispatch to HO as per the matrix | 20% | TAT of Physical Dispatch As per annexure 3 | | 4 | Completion of PDD on time for the loans disbursed | 20% | % of On time PDD completion As per annexure 4 | | 5 | Self Development | 5% | Average Mandays of Training for Self As per annexure 5 | | 6 | Process Orientation | 5% | Audit Score As per annexure 6 |

Annexure Scoring Methods Annexure - 1

Scoring method | TAT | |--------------------|------------------------------------------| | 5 (Outstanding) | 100% | | 4 (Excellent) | <95% to 99% | | 3 (Very Good) | <90% to 94% | | 2 (Good) | <85% to 89% | | 1 (Adequate) | <80% to 84% |

Annexure - 2

Scoring method | First Time Right % | |---------------------------|-----------------------------------------| | 5 (Outstanding) | 100% | | 4 (Excellent) | <95% to 99% | | 3 (Very Positive) | <90% to 94% | | 2 (Good) | <85% to 89% | | 1 (Adequate) | <80% to 84% |

Annexure - 3

Scoring method | TAT of Physical Dispatch | |---------------------------|----------------------------------------| | 5 (Outstanding) | 100% | | 4 (Excellent) | <95% to 99% | | 3 (Very Good) | <90% to 94% | | 2 (Good) | <85% to 89% | | 1 (Adequate) | <80% to 84% |

Annexure - 4

Scoring method | % of On time PDD completion | |---------------------------|---------------------------------------| | 5 (Outstanding) | 100% | | 4 (Excellent) | <95% to 99% | | 3 (Very Good) | <90% to 94% | | 2 (Good) | <85% to 89% | | 1 (Adequate) | <80% to 84% |

Annexure - 5

Scoring method | Average Mandays of Training for Self | |----------------------------------|---------------------------------------------| | 5 (Outstanding) | >=3 | | 4 (Excellent) | 2.5-2.99 | | 3 (Very Good) | 2-2.49 | | 2 (Good) | 1-1.99 | | 1 (Adequate) | <1 |

Annexure - 6

Scoring method | Audit Score | |--------------------------|------------------------------------------| | 5 (Outstanding) | >95% | | 4 (Excellent) | 91 - 95% | | 3 (Very Good) | 81-90% | | 2 (Good) | 71-80% | | 1 (Adequate) | <71 |

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🏢 Equitas Micro Finance India
📍 India