Job Title: Head of Risk Management

Location: Bangalore

Employment Type: Full-Time

Industry: Financial Services / NBFC / Banking

Position Overview

We are seeking an experienced and forward-thinking Risk Head to lead the design, development, and implementation of an enterprise-wide risk management framework. The incumbent will play a critical role in identifying and mitigating risks across credit, operational, and compliance domains, ensuring alignment with regulatory standards and business growth objectives. This is a strategic leadership position for someone who thrives in a fast-paced financial setting and can drive a risk-aware culture across the organization.

Key Responsibilities
Develop and execute a robust, company-wide risk management strategy aligned with business objectives and regulatory mandates
Oversee risk identification, evaluation, and mitigation across credit, operational, and compliance domains
Monitor and respond to emerging credit risks (e.g., fraud patterns, identity theft) and recommend proactive measures
Lead portfolio monitoring, stress testing, and forecasting of expected credit losses to manage default risk
Utilize advanced analytics, AI, and machine learning tools to strengthen risk models, fraud detection systems, and early-warning mechanisms




Deliver transparent, data-driven risk reports to senior leadership and the board, highlighting emerging trends, portfolio performance, and key risk indicators
Build and embed a risk-aware culture through continuous training, internal communication, and stakeholder engagement

Candidate Profile

Educational Qualifications:

Masters degree in Finance, Economics, Risk Management, or related discipline

Qualified Experience:
At least 10 years of experience in risk management, with a minimum of 3 years in a leadership role
Prior experience in NBFCs, banking, or financial services is essential
Deep understanding of credit, operational, and regulatory risk in the Indian financial ecosystem
Familiarity with RBI regulatory guidelines and risk governance frameworks

Technical & Behavioral Competencies:
Proficient in risk and data analytics tools; exposure to Python and SQL is an advantage
Strong analytical and decision-making skills, with the ability to interpret financial data and macro trends
Demonstrated ability to scale businesses while managing risk exposure
Resilient leader with a track record of long tenures and meaningful contributions in prior roles

📌 Head Of Risk Consumer Finance Bangalore Rural
🏢 Saaki Argus And Averil Consulting
📍 Bangalore Rural