As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risks, and making informed decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining solid financial health.
Responsibilities
Evaluate credit applications and perform thorough financial assessments.
Analyze creditworthiness and determine appropriate credit limits.
Monitor and manage credit portfolios, ensuring timely repayments.
Implement and maintain effective credit policies and procedures.
Collaborate with other departments to ensure seamless credit processes.
Stay updated with industry trends and best practices in credit management.
Provide accurate and timely reports on credit activities and performance.
Resolve credit-related issues and disputes in a professional manner.
Maintain strong relationships with clients and stakeholders.
Ensure compliance with legal and regulatory requirements.
Qualifications
Bachelor's degree in Finance, Accounting, or a related field.
Minimum 3 years of experience in credit management or a similar role.
Strong analytical and decision-making skills.
Excellent knowledge of financial analysis and risk assessment.
Proficiency in using credit management software and tools.
Ability to work independently and manage multiple tasks.
Effective communication and interpersonal skills.
Attention to detail and a proactive approach to problem-solving.
Familiarity with industry regulations and compliance standards.
A results-driven and customer-centric mindset.