Job Description: Key Responsibilities:
* Analyze the complete digital lending funnel, including registration, application, underwriting, approval, and disbursement, to identify trends, gaps, and improvement opportunities. * Analyze business and operational data to provide actionable insights to management. * Prepare and maintain regular MIS, dashboards, and business performance reports. * Track key business KPIs related to application volumes, approval rates, disbursement, loan size, repayment, collections, delinquency, bounce, and portfolio performance. * Perform customer and loan-level data analysis to identify trends, anomalies, and business opportunities. * Analyze portfolio and operational performance across different products, customer segments, channels, and business parameters. * Work closely with Business, Operations, Risk, Underwriting, Collections, Product, and Technology teams to understand business requirements and identify process gaps. * Conduct root-cause analysis for business and operational issues and recommend data-driven solutions. * Evaluate the impact of changes in credit policies, processes, products, or business rules on overall business performance. * Support management with ad-hoc analysis, business reviews, performance tracking, and decision-making reports. * Identify opportunities for process improvement and automation to improve operational efficiency and reduce manual effort.



* Coordinate with cross-functional teams for implementation and tracking of business/process changes. * Ensure accuracy and consistency of data across reports, dashboards, and different business sources.

Required Skills & Qualifications:
* Graduate/MBA preferred; candidates from Business Analytics, Finance, Economics, Statistics, or related backgrounds will be preferred.. * 2–5 years of relevant experience inBusiness Analysis, Data Analysis, MIS, or Business Operations, preferably withinFintech, NBFC, Digital Lending, or Personal Loans.. * Strong proficiency inAdvanced Excel / Google Sheets.. * Strong analytical and problem-solving skills with the ability to convert data into actionable business insights.. * Good understanding of business KPIs, funnel analysis, portfolio metrics, and performance reporting.. * Working knowledge ofSQLis preferred.. * Experience with Power BI or other reporting tools will be an added advantage.. * Strong communication and cross-functional coordination skills.. * Ability to work independently in a fast-paced, data-driven fintech setting.. Preferred Candidate Profile:
Candidates with hands-on experience in Digital Lending, STPL, Personal Loans, Consumer Lending, Fintech, or NBFCs will be preferred. Candidates should have strong exposure to business performance analysis, lending funnel analysis, MIS/reporting, data-driven decision-making, and process improvement.

📌 Business Analyst (Fintech) (Pune)
🏢 Mantras2Success
📍 Pune