ResponsibilitiesDesigning and formulating credit underwriting for supply chain finance and strategize & partnerin technology implementation to enable digital journey in supply chain financing process.Responsible for conducting detailed research on the financial history of businesses and theirrelated parties/ individuals to determine their creditworthiness.Reviewing and verifying financial statements (like Balance Sheet, P&L;, Cashflow), GSTR 3Bfilings, Bank Statements, credit rating report, KYC and other financial documents to develop acustomer’s/prospect profile and arrive at a credit recommendation.Building scorecard-based credit risk decision models and strategies driven by cashflow basedapproach in the fintech domain.Ensure policy compliance and underwriting standards, thereby maintaining standard portfolioquality through monitoring account conduct, credit limit, contribution margins,
credit ratingmovement.Working closely with technology and business team leaders to build out recent credit acquisitionand risk management capabilities and refine the existing ones.Co-ordinating with external financial partners banks/ NBFCs to explore best suited facilitystructure basis pros and cons.End to end review of credit operations process and keeping a close track of exceptions/deferrals at sanction and transaction levels.Undertake secondary research to be abreast with economy & industry trends, regulatoryrequirements and key management personnel background checkOpportunity to have a direct interface with corporate customers and come up with thelearning curve via engagement with modules: Banking instruments like BG, LC, LCBD, InvoiceDiscounting, Supply chain finance, financial reporting, AR management etc.