JOB DESCRIPTIONJob Purpose

"This position is open with Bajaj Finance ltd."
Culture Anchor:
Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them
Own It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes

Duties and Responsibilities
Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businesses
Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness
Support any adhoc deep dive data analysis on portfolio matrices
Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices.
Build statistical models to achieve maximum match and catch rate.
Building of ML based capabilities across the organization as on when required.
Build, monitor, validate and track PD, LGD, EAD models for ECL as per INDAS guidelines
Work closely with business team to understand their needs and provide Analytical solutions.




Assess if any early warning signals using data analysis and segmentations and take proactive policy actions as and when required
Support in managing and improving various offer strategies, control offer generation and distribution through data analysis
Work closely with Product, Sales and Risk teams to support business growth and drive recent initiatives
Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are built and implemented suitably

Required Qualifications and Experience
Practice Emotional Intelligence - Develops the team, supporting them to do more
Listens to others, stays calm under pressure, and treats everyone with respect.

Locations

Job Level: GB04
Job Title: Senior Unit Manager - Risk, Consumer - B2B, Risk - RCD
Job Location Country: India
State: MAHARASHTRA
Region: West
City: Pune
Location Name: Pune Corporate Office - Fountainhead Tier Megapolis

📌 Unit Manager Risk/senior Unit Manager Pune (India)
🏢 Bajaj FinServ
📍 India