Role Profile

RCU Analyst (BPFD)

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ROLE SPECIFICATION

Role Title

RCU Executive

Employee Interviewed

Yes

Reports To

Company

Muthoot Fincorp Limited

Function/Department

RCU

Location

Chennai

Written By

M. Nagarajan

Approved By (Functional)

M. Nagarajan

Approved By (People & Culture)

Date (Written On)

ROLE SUMMARY

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES

Operations & Transactional

- Conducting analysis on File/Docket review
- Conducting analysis on Hunter/Ancora review
- Conducting analysis on RCU verification/CPV BGV review
- Conducting analysis on Customer/Vendor/Employee verification
- Conducting analysis on AML EWIS STR RFI
- Performing reverse analysis on BAU Surveillance etc on regular intervals

Process Improvement

- Conducting analysis on file review HL LAPSCF BLVM etc.
- Docket review of HL& LAP BC
- 10% of property verification
- Performing analysis of effectiveness of Hunter Validation on customer onboarding Ancora for both Individual & Non-Individual Vendor empanelment Employee BGV
- Performing analysis of effectiveness of Crime check validation on customer onboarding Ancora for both Individual & Non-Individual Vendor empanelment Employee BGV etc.




- Employee referral Vendor Vetting offline through email from respective FPR
- Surveillance activities not limited to EWIS AML STR Adhoc Investigation etc.
- Performing evaluation or reverse analysis of above listed process from RBI compliant
- Liaison with internal & external stakeholders on recent project and evaluation of existing projects
- To take part in brainstorming session with respective stakeholders on all upcoming projects towards achievement of utmost utilisation of Digital Solutions

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

BusinessCreditOperationsITProductLegalTechnicalAuditComplianceHRAdmin

RCU VendorAncoraExperianIDFYCAMSBank Connect Inbox

KEY ROLE DIMENSIONS

Geographical coverage

Direct reportees

Total team size

SULB

No

NA

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

- Experience in the role of Data Risk & Business Analyst
- Proficiency in technical tools Advanced Excel SQL Python
- Translate complex data into interactive dashboards
- Providing management with accurate metrics for strategic decision making

EDUCATION / EXPERIENCE

.

Undergraduate with proficient knowledge in presenting data utilizing technical tools

Required Experience:

Senior Exec

📌 Rcu Executive (Chennai)
🏢 Muthoot Fincorp
📍 Chennai