Job Type: Full time
Industry: Gold Loan / Financial Services
Location: Kottayam Ettumanoor
Experience: 5 years
Job Summary
We are looking for an Internal Auditor to conduct branch audits and ensure proper financial, operational and compliance controls in our gold loan business.
Key Responsibilities
Conduct regular and surprise audits of gold loan branches.
Verify gold loan transactions, customer documents and KYC.
Check physical gold packets and gold custody records.
Verify cash, bank transactions and branch expenses.
Check loan disbursement, repayment, interest and closure entries.
Review overdue, NPA and auction accounts.
Identify errors, irregularities, control weaknesses and possible fraud.
Ensure branches follow company policies, SOPs and procedures.
Prepare audit reports and communicate audit findings to management.
Follow up on previous audit observations and corrective actions.
Maintain confidentiality of financial and customer information.
Qualification
MBA (Finance) / M.Com / CA Inter
Experience
5 years of experience in Internal Audit, Branch Audit, Banking, NBFC, Finance or Gold Loan industry.
Experience in Gold Loan/NBFC audit will be an added advantage.
Skills Required
Positive knowledge of accounting and auditing.
Good analytical and problem-solving skills.
Knowledge of MS Excel and accounting software.
Solid attention to detail.
Good communication and reporting skills.
Ability to identify discrepancies and financial irregularities.
Willingness to travel to branches for audit work.
Preferred Candidate
Candidates with experience in Gold Loan, NBFC, Banking or Branch Audit will be preferred.