External Loan Officer Secured Loans Bulandshahr (India)

External Loan Officer Secured Loans Bulandshahr (India)

26 Sep
|
Ujjivan Small Finance Bank
|
India

26 Sep

Ujjivan Small Finance Bank

India

Role purpose objective

Loan Officer - Secured Loans

Job Title

Department

Rural Banking

Location

Branch

Type of Position

Full Time

Reports To

Area Manager - Secured Loans

Reporting Into

NA

Size of the Role
Customer Base - 70 Customers Approximately
Portfolios size - approx. 5 Crs

Key Duties Responsibilities of the Role

Business:
ManagingAsset Products- managing Kisan Credit Card, Agri EnterpriseLoans, other secured loans
Knowledgeon process and products- mortgage processes of the state in KisanCredit Card, other product
Cross-sellof liability products and third party products
Formationof Farmers' Clubs one per branch/leveraging existing clubs,making use of the same for bank's business
Workwith team in harnessing the potential of the area and achievingthe set targets

Customer:
Ensurethat issues/ complaints raised by the customer are resolvedwithin agreed TAT, work with Service Quality for improvingcustomer service on an ongoing basis




Developingand maintaining rapport with key person's / opinion makersof the village
Workclosely with Credit and Ops to ensure timely sanctions and DBCustomer

Internal process:
Completingmortgages on time/collection of Post disbursement documents
Ensuringthe collection efficiency and containing PAR and IOD withinthreshold levels

Learning performance:
Keepself-updated on the latest product, process and regulatoryguidelines.
Ensure completion of all nominated trainings for self.

Minimum Requirements of Knowledge Skills
Educational Qualifications
Graduate, preferably in Agri/Allied Sciences, Post-graduation

Skills
Kisan Credit Card
Agri EnterpriseLoans
secured loans
mortgage processes
Customer relationship building
Leadgeneration
Marketingactivities
Collections

Job Type

Location - Kaithal,Bulandshahr,Baghpat,Meerut

📌 External Loan Officer Secured Loans Bulandshahr (India)
🏢 Ujjivan Small Finance Bank
📍 India

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