About Cashera

Cashera is a fast-growing fintech and lending company that provides funding solutions to businesses across multiple industries in the United States and the UK. Cashera combines technology, data-driven decision-making, and industry expertise to deliver fast, flexible financing options that traditional lenders often cannot provide.

The Role

As a Senior Risk Analyst, you will help manage credit and fraud risk across the lending lifecycle. You'll work closely with Risk, Operations, Product, and Finance teams to make data-driven decisions and support portfolio growth.

Key Responsibilities

- Build, validate, and monitor credit risk models for lending decisions and portfolio management.
- Monitor delinquency, default, and loss trends.
- Identify and investigate fraud risks and suspicious activity.
- Develop risk reports, dashboards, and performance metrics.
- Recommend improvements to credit policies, risk strategies.
- Present findings and recommendations to senior leadership.

What You'll Bring

Education





- Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, or a related quantitative field.

Experience

- 3+ years of experience in Credit Risk, Risk Analytics, Lending, Fintech, or Financial Services.
- Hands-on experience developing and managing credit risk models is required.
- Experience with small business lending, MCA, or alternative lending is a strong plus.

Technical Skills

- Solid SQL and Excel skills.
- Experience with Python for data analysis and modeling.
- Experience with Power BI, Tableau, or similar visualization tools.
- Familiarity with Snowflake, Databricks, or similar data platforms.

Communication

- Strong analytical and problem-solving skills.
- Ability to explain complex risk findings to technical and non-technical audiences.
- Comfortable presenting risk insights and recommendations to senior management.

📌 Senior Risk Analyst (India)
🏢 Cashera
📍 India