- Industry: #Industry#
- Role: #Role#
- Years of experience: #Years of experience#
Job Brief:- AU Small Finance Bank Limited is seeking a seasoned skilled to lead the development and management of our two-wheeler loan products within the Product Management & Communication department. This role demands a strategic thinker with deep expertise in financial services product lifecycle management, specifically tailored to two-wheeler financing solutions. The successful candidate will drive product innovation, ensure regulatory compliance, and collaborate cross-functionally to enhance customer acquisition and retention. This position requires a strong understanding of market trends, customer needs, and competitive landscape to deliver profitable and customer-centric products that align with the bank’s growth objectives.
Responsibilities:-
- Lead end-to-end product lifecycle management for two-wheeler loan products, including ideation, development, launch, and post-launch performance analysis.
- Conduct comprehensive market research and competitive analysis to identify opportunities and threats in the two-wheeler financing segment.
- Collaborate with risk, compliance, marketing, and sales teams to ensure product offerings meet regulatory standards and align with business goals.
- Develop detailed product roadmaps and business cases to support strategic decision-making and resource allocation.
- Monitor product performance metrics and customer feedback to drive continuous improvement and innovation.
- Manage stakeholder communication and coordinate cross-functional teams to ensure timely delivery of product initiatives.
- Design and implement pricing strategies, credit policies, and underwriting guidelines specific to two-wheeler loans.
- Stay updated with industry trends, regulatory changes, and emerging technologies to maintain product competitiveness.
- Support training and enablement programs for sales and customer service teams to enhance product knowledge and customer experience.
- Prepare detailed reports and presentations for senior management to inform strategic planning and investment decisions.
Skill:-
- Product Lifecycle Management
- Market Research and Competitive Analysis
- Financial Modeling and Pricing Strategy
- Regulatory Compliance and Risk Management
- Cross-functional Team Leadership
- Customer Segmentation and Targeting
- Data Analysis and Performance Metrics
- Credit Policy Development
- Stakeholder Communication
- Project Management
- Business Case Development
- Customer Experience Enhancement
Preferred Qualifications:-
- Bachelor’s degree in Business Administration, Finance, Economics, or a related field; MBA or equivalent advanced degree preferred.
- Minimum 5-7 years of experience in product management within the financial services industry, with a focus on vehicle financing or retail lending products.
- Proven track record of successfully managing and launching financial products in a regulated environment.
- Strong analytical skills with proficiency in data-driven decision making and financial modeling.
- Excellent communication, leadership, and stakeholder management abilities.
- In-depth knowledge of regulatory frameworks governing vehicle loans and consumer finance in India.
- Experience working in a fast-paced banking environment with cross-functional teams.