Role & responsibilities

Product Development

Design lending products for: FPO Working Capital, Procurement Finance, Warehouse Receipt Finance

Ecosystem & Partnership Management

Build partnerships with: Farmer Producer Organizations (FPOs), NABARD-supported institutions, Agri-tech firms, Commodity Traders and Processors

Process & Operations

Establish standard operating procedures for: Loan origination, Commodity valuation, Warehouse inspections, Stock audit processes, Collateral monitoring, Renewal and liquidation processes

Desired Candidate Profile

Experience

- 8 to 15 years of experience in:

- Agri Finance

- Commodity Finance

- Warehouse Receipt Finance

- Rural Banking

- Supply Chain Finance

- Working Capital Lending

Preferred Organizations

Candidates from

- Commercial Banks, PSU Banks
- Small Finance Banks
- Warehouse Financing Companies

Knowledge Requirements

Solid understanding of

- FPO ecosystem
- Agricultural value chains
- Commodity markets
- Warehouse Receipt Financing




- eNWR / WDRA framework
- Commodity pledge lending
- Agri supply chain financing
- Rural credit structures
- RBI and regulatory guidelines applicable to agri lending

Technical Skills

- Credit appraisal
- Financial analysis
- Working capital assessment
- Commodity valuation
- Inventory financing
- Risk assessment
- Portfolio analytics
- MS Excel and MIS reporting

Behavioral Competencies

- Strong relationship management
- Entrepreneurial mindset
- Strategic thinking
- Negotiation skills
- Problem-solving ability
- Ability to build a business from scratch
- Stakeholder management

Educational Qualification

Must Have

- MBA (Finance / Agri Business)
- CA / CFA / ICWA (preferred but not mandatory)

Preferred

- MBA in Agri Business from reputed institutes such as IRMA, MANAGE, IIFM, NIBM, or equivalent.

📌 Product Manager (Mumbai)
🏢 Pegasus International
📍 Mumbai