NBFC – Lead, Assets

nLocation: Mumbai- Andheri

nLevel: Leadership / Business-Building Role

nFunction: Assets / Lending

nAbout the Role

nWe are looking for a hands-on Lead – Assets to build, scale, and manage the complete asset franchise of the NBFC.

nThe role will own the end-to-end lending lifecycle, including origination, credit, underwriting, portfolio management, collections, and recoveries , with a focus on building a high-quality, profitable, and diversified loan book while maintaining disciplined risk management.

nKey Responsibilities

nLending & Execution

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- Drive loan origination across SME, MSME, Corporate, Retail, and Loan Against Securities (LAS) segments.
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- Develop and manage sourcing channels through:
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- OEMs and dealers
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- DSAs and channel partners
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- Direct client relationships
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- Strategic partnerships
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- Lead the complete credit lifecycle from customer acquisition and appraisal to underwriting, documentation, disbursement, and post-disbursement monitoring .
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- Own portfolio performance, including:
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- Disbursements
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- Portfolio yield
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- Collections
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- PAR
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- NPAs
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- Recoveries
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- Work closely with Credit, Operations, Legal, Risk, and Collections teams to ensure efficient execution and customer servicing.
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nStrategy – Build the Asset Franchise (0 → Scale)

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- Develop the end-to-end asset growth strategy aligned with the NBFC's business plans.
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- Identify high-potential customer segments, industries, and lending opportunities.
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- Design scalable and commercially viable lending products.
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- Establish robust credit policies, underwriting standards, pricing frameworks, and risk scorecards .
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- Build a repeatable and data-driven origination engine.
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- Establish strong portfolio analytics, monitoring, and governance mechanisms.
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- Support the transition from a single-product lending platform to a diversified, multi-product asset business .
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nKey Requirements

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- Strong experience in NBFC lending, asset management, credit, and business development .
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- Proven experience building and scaling lending businesses and loan portfolios.
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- Solid exposure to SME, MSME, Corporate, Retail and/or LAS lending .
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- Hands-on understanding of the complete lending and credit lifecycle.
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- Strong knowledge of underwriting, credit risk, portfolio management, collections, and recoveries .
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- Experience developing lending products, sourcing channels, credit policies, and pricing frameworks.
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- Strong commercial, analytical, leadership, and stakeholder-management skills.
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- Ability to build an asset franchise from 0 to scale while maintaining asset quality and profitability.
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📌 NBFC - Lead, Assets (Mumbai)
🏢 Alliance Recruitment Agency
📍 Mumbai