Job Purpose "This position is open with Bajaj Finance Ltd."
Duties and Responsibilities
1. Responsible for acquisition of BFL's CD dealers and deepening the relationship for the following Pre-approved products:
- Revolving Line of credit
- LAP, HL
- LAP/HL Flexi loans
- Business Loans
- Responsible for delivery of annual operating plan across the following metrics:
- Maintain regular customer connect
- To complete renewals on time.
- Loan book size, higher utilisation
- Portfolio credit quality (i.e. Delinquencies & Cost of Credit)
- Interest Spreads
- Cross Sell
- Healthy portfolio mix
- Develop annual account plans for Retailers
- Effective monitoring, tracking and closing exceptions, deferrals and deviations.
- Delinquency management and taking steps for early recovery from overdue customers.
Required Qualifications and Experience
1.
CA/MBA Finance with 4-6 years of relevant lending experience.
2. Should have a strong entrepreneurial competency.
3. Should possess good communication and interpersonal skills with an ability to work in a multi-tasking environment.
4. Experience in SME lending/mortgages will be an added advantage.
5. Should possess entrepreneurial skills.
6. High level of integrity and dependability with a robust sense of urgency and result orientation.
7. Result orientation and problem-solving approach.