28 Sep
|
Finance Buddha
|
Uttar Pradesh
28 Sep
Finance Buddha
Uttar Pradesh
Job Description: Area Head – Secured Loans (HL & LAP) Base Location: Lucknow, Uttar Pradesh Function: Secured Loans – Channel Acquisition & Business Development Products: Home Loans (HL) & Loan Against Property (LAP) Reporting to: Regional Business Head – North & Central India Company: Finance Buddha Role Objective The Area Head – Secured Loans will be responsible for building, expanding, and activating the DSA/channel partner ecosystem for Home Loans and Loan Against Property across Uttar Pradesh, with a phased expansion into other North adjoining geographies. The role will focus on acquiring and scaling high-quality DSAs, connectors, property-focused channel partners, and other sourcing relationships, enabling partner productivity, and driving secured loan disbursement growth through structured field engagement and robust local market relationships. This is a high-impact leadership role within Finance Buddha’s secured lending expansion strategy and will play a key role in establishing a strong partner-led Home Loan and LAP sourcing ecosystem. Key Responsibilities 1. Secured Loan Channel Partner Acquisition · Identify, acquire, and onboard new DSAs, connectors, property consultants, and other relevant channel partners across Uttar Pradesh and assigned territories. · Build a strong regional sourcing ecosystem specifically for Home Loans and Loan Against Property. · Drive partner acquisition aligned with monthly onboarding, login, sanction, and disbursement targets. · Leverage local market relationships across DSAs, property consultants, brokers, builders, and other sourcing networks to accelerate business scale. 2. Partner Activation & Productivity · Support newly onboarded partners during early-stage setup, product understanding, and business activation.
· Enable faster movement from lead generation and login to sanction and disbursement. · Conduct partner training on lender programs, product eligibility, customer profile fitment, documentation, property requirements, and process flows. · Improve partner productivity through structured engagement plans, regular reviews, and market visits. 3. Secured Loan Relationship Management · Act as the primary business owner for channel partners in the region. · Build and maintain long-term relationships with high-performing DSAs, connectors, property consultants, and other sourcing partners. · Provide day-to-day business support on product fitment, documentation, credit queries, property-related requirements, and process coordination. · Resolve partner escalations and coordinate with internal processing, credit, legal, technical, and operations teams to improve turnaround time. 4. Business Growth & Portfolio Ownership · Drive regional Home Loan and LAP disbursement targets through partner engagement and structured sourcing plans. · Identify high-potential partners and scale their sourcing volumes through focused business plans. · Monitor lead, login, sanction, and disbursement productivity and implement corrective actions where required. · Build a balanced sourcing portfolio across Home Loans and LAP, while identifying opportunities for balance transfer, top-up,
and other relevant secured lending propositions. · Lead market expansion from Uttar Pradesh into adjacent North & Central India markets over time. Key Deliverables (Success Metrics) · Achievement of Home Loan and LAP disbursement targets. · Monthly secured loan partner onboarding targets. · Partner activation and productivity improvement. · Improvement in lead-to-login, login-to-sanction, and sanction-to-disbursement conversion. · Regional sourcing and business growth contribution. · Expansion of high-quality DSA/channel ecosystem for HL & LAP. · Market penetration across Uttar Pradesh and future expansion territories. Eligibility Criteria · 7 years of experience in secured lending, DSA/channel sales, or sourcing ecosystem management. · Strong experience in Home Loans and Loan Against Property. · Hands-on experience in partner-led sourcing through DSAs, connectors, property consultants, brokers, or similar channels. · Strong existing DSA/channel relationships in Uttar Pradesh is highly preferred. · Proven track record of scaling partner-led Home Loan / LAP sourcing and disbursement. · Robust understanding of secured lending products, credit processes, property/legal/technical requirements, and channel economics. · Comfortable with frequent travel across Uttar Pradesh and neighboring states. Ideal Candidate Background · NBFC / Fintech secured lending channel sales teams · Banks / Housing Finance Companies – DSA relationship and channel management · Home Loan / LAP sourcing ecosystems · Regional secured lending sales leadership roles · Candidates with strong experience in Home Loans, LAP, and the DSA setting in Uttar Pradesh Contact HR – Chandrika |
📌 Area Head - Secured Loans (HL&LAP) (Uttar Pradesh)
🏢 Finance Buddha
📍 Uttar Pradesh