Job Title: Personal Accountant / Family Office Accountant
Location: Chennai
Employment Type: Part time
Reporting To: Chairperson/Trustee
Position Summary
We are seeking a highly trustworthy, detail-oriented, and proactive Personal Accountant to manage the complete financial affairs of a High Net Worth Individual (HNI) and family.
The role involves end-to-end responsibility for personal accounting, investment tracking, tax planning, regulatory compliance, banking relationships, cash flow management, and coordination with external advisors such as tax consultants, auditors, bankers, wealth managers, and legal professionals.
The ideal candidate should possess strong accounting knowledge, excellent organizational skills, absolute confidentiality, and experience handling complex personal finances and investment portfolios.
Key Responsibilities
Personal Accounting & Financial Management

- Maintain accurate records of all personal and family financial transactions.
- Prepare monthly, quarterly, and annual personal financial statements.
- Manage cash flow, bank accounts, credit card accounts, and expenses.
- Monitor income, investments, liabilities, and asset movements.
- Reconcile bank statements, investment accounts, and loan accounts regularly.
- Track household budgets, personal expenditures, and recurring payments.

Investment Accounting & Portfolio Management

- Maintain comprehensive records of investments across asset classes including:
- Equities
- Mutual Funds
- Fixed Income Instruments
- PMS/AIF Investments
- Real Estate
- Gold and Alternative Investments

- Coordinate with wealth managers, brokers, and investment advisors.
- Track portfolio performance and generate MIS reports.
- Maintain capital gains records and investment-related documentation.
- Monitor investment maturities, redemptions, and reinvestment schedules.
- Ensure proper recording of dividends, interest income, rental income, and other investment returns.

Taxation & Regulatory Compliance

- Coordinate preparation and filing of personal Income Tax Returns.
- Ensure timely payment of advance tax,



self-assessment tax, TDS obligations, and other statutory liabilities.
- Maintain records and documentation required for tax assessments.
- Track tax-saving investments and compliance requirements.
- Liaise with Chartered Accountants and tax advisors on tax planning matters.
- Support responses to tax notices, assessments, and regulatory communications.

Compliance & Documentation

- Maintain organized records of:
- Property documents
- Investment statements
- Loan agreements
- Insurance policies
- Tax filings
- Trust or family entity records

- Track renewals, premium due dates, and compliance deadlines.
- Ensure adherence to applicable financial and regulatory requirements.

Banking & Relationship Management

- Handle day-to-day interactions with banks and financial institutions.
- Coordinate opening, closure, and maintenance of accounts.
- Monitor banking transactions and ensure proper documentation.
- Facilitate loan, mortgage, and finance-related documentation when required.

Reporting & MIS

- Prepare periodic wealth statements and net-worth reports.
- Generate customized reports on:
- Portfolio performance
- Asset allocation
- Cash flow position
- Tax exposure
- Liquidity planning

- Present concise financial summaries to the principal.

Family Office Support

- Coordinate with legal, tax, and financial advisors.
- Support estate planning and succession-related documentation.
- Assist with financial due diligence related to acquisitions, investments, or major purchases.
- Provide administrative support for family financial matters when required.

Required Qualifications

- Bachelors degree in commerce, Finance, Accounting, or related discipline.
- CA Inter / CMA / MBA Finance preferred.




- Minimum 5-10 years of experience in personal accounting, family office accounting, wealth management, or HNI financial administration.
- Strong understanding of Indian Income Tax laws and personal financial compliance.
- Proficiency in MS Excel and accounting software such as Tally, Zoho Books, or equivalent.
- Experience handling investment accounting and portfolio reporting.

Key Skills & Competencies

- High integrity and discretion in handling confidential information.
- Strong accounting and financial management skills.
- Excellent attention to detail.
- Knowledge of investment products and wealth management structures.
- Strong tax and compliance awareness.
- Analytical and reporting capabilities.
- Ability to manage multiple stakeholders including CAs, bankers, auditors, and advisors.
- Excellent communication and organizational skills.
- Strong follow-up and deadline management.

Preferred Experience

- Experience working directly for an HNI, Promoter Family, Family Office, CEO, Industrialist, or Entrepreneur.
- Exposure to complex investment structures, trusts, family-owned businesses, and multiple asset classes.
- Familiarity with estate planning and succession-related documentation.
- Experience managing multi-bank relationships and high-value financial transactions.

Compensation
Competitive compensation commensurate with experience, confidentiality requirements, and complexity of financial responsibilities.
Success Measures
The incumbent will be evaluated on:

- Accuracy of financial records.
- Timeliness of tax and compliance filings.
- Quality of MIS and reporting.
- Portfolio tracking accuracy.
- Regulatory compliance adherence.
- Confidentiality and trustworthiness.
- Effective coordination with advisors and financial institutions.

Ideal Profile: A mature, highly dependable finance professional capable of acting as the trusted financial steward for an HNI and family, ensuring seamless management of personal wealth, investments, taxation, and compliance.

📌 Personal / Family Office Accountant (Chennai)
🏢 Loyal Textile Mills
📍 Chennai