The person will be responsible for mentioned specific skills:
- Underwriting of loans/credit cards and ensuring positive portfolios in assigned area by identifying potential credit and operating risks.
- Ensure adherences to credit processes and policies.
- Good knowledge of credit bureau checks and KYC norms.
- Understanding of inherent credit, collateral, operational & fraud risk.
- Should have full knowledge of product and policy and constantly update themself with all relevant changes which can impact the customer repayment capacity and performance ability.
- Adhering to the company's policies and ensuring compliance of the same.
- Keep close watch on turnaround time and ensure speed with accuracy.
- Compliance & Risk responsibilities, awareness of post disbursal documentation (PDD) and Audit query resolution.
- Should be able to understand various business profiles of self-employed & non-professional.
Applicants should possess the following attributes:
- Excellent attention to detail
- Good communication skills & command over English
- Computer skills viz MS Office
- Good Interpersonal skills
- Prior experience in credit risk profiles preferable
- Prior experience with Unsecured Lending is preferable