Manager Credit

Location: PAN India | Work Mode: 5 Days Work From Office Department: Credit | Travel: Occasionally

Key Responsibilities
Credit Quality: Ensure adherence to senior management’s credit standards.
Credit Appraisal: Conduct underwriting, maintain appraisal quality, and meet TAT targets.
Borrower Interaction: Meet applicants for personal riskbased assessments.
Training: Provide structured training to internal teams and channel partners.
Screening: Preliminary borrower profile checks to maintain input quality.
Policy Implementation: Apply and monitor credit processes and policies.
Fraud Prevention: Conduct document checks, fraud risk analysis, and monitor delinquency ratios.
Vendor Management: Manage vendor relationships effectively.
Mortgage Knowledge: Apply industry knowledge to mitigate risks.




Process Improvement: Recommend policy adjustments and implement risk management tools.
Customer Service: Drive excellence in service delivery and interdepartmental collaboration.
Team Management: Motivate teams, foster relationships, and ensure timely delivery.

Qualifications
Graduate in any field; MBA (Finance) or CA preferred.

Experience & Skills
3–5 years of relevant experience in financial services.
Solid communication and report writing skills.
Proficiency in computer applications.
Analytical mindset, selfmotivated, and resultoriented.
Team player with excellent interpersonal skills.

📌 Credit Manager Pan India Nbfc/ Loans Chandigarh
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📍 Chandigarh