Key Responsibilities
Business Generation & Sourcing
• Generate Home Loan and LAP leads through field visits, cold calls, and local reference networks
• Build and manage a strong connector network DSAs, CAs, brokers, builders, and market influencers
• Conduct daily field visits to target localities, builder projects, and resale property markets
• Identify eligible customers through initial profiling, income assessment, and property evaluation

Loan Processing & Customer Onboarding
• Conduct initial customer profiling and collect KYC and income documentation
• Explain loan eligibility, interest rates, EMI structure, processing fees, and documentation requirements
• Coordinate with credit and operations teams for smooth loan processing and sanction
• Ensure timely disbursement by following up on pending documents and approvals
• Guide customers through the end-to-end loan journey — from application to disbursal

Portfolio Quality & Compliance
• Maintain portfolio quality by sourcing creditworthy customers and conducting proper due diligence
• Follow up on early delinquency cases and ensure timely EMI collections in the initial months
• Ensure strict adherence to KYC norms, credit policies, and RBI/company compliance guidelines
• Maintain accurate daily productivity records — logins, sanctions,



and disbursements

Target Achievement
• Achieve monthly Home Loan and LAP disbursement targets as assigned by the branch
• Track and report daily login, sanction, and disbursement metrics
• Maintain solid conversion ratio from lead to sanction to disbursal

Candidate Requirements
Mandatory
• Experience: 1–5 years of experience in Home Loan, LAP, or Mortgage Loan field sales
• Background: Prior experience in NBFC, Housing Finance Company, or Small Finance Bank preferred
• Vehicle: Own vehicle (two-wheeler or four-wheeler) — field visits are daily and non-negotiable
• Knowledge: Basic understanding of credit underwriting, LTV norms, and loan documentation
• Sales Skills: Strong lead generation and conversion skills in a target-driven environment
• Communication: Good communication in local language — ability to explain financial products clearly to customers

Preferred
• Existing connector/DSA network in the assigned territory
• Prior experience with home loan CRM or LOS (Loan Origination System) tools
• Knowledge of local property market, builder projects, and resale transactions
• Experience handling small ticket home loans (10–50 lakhs) in semi-urban or urban markets

📌 Senior Relationship Officer (Delhi)
🏢 Veerwal Getwork Services
📍 Delhi