We're looking for a detail-driven Credit Analyst to join our team and play a key role in evaluating creditworthiness and managing risk across our lending portfolio. You'll be the person behind the numbers — digging into financial documents, spotting red flags, and helping the business make smart, confident lending decisions. If you enjoy solving puzzles, working with data, and having real impact on business outcomes, this role is for you.

What You'll Do
Review loan and credit applications to assess borrower eligibility and risk
Analyze credit reports to evaluate payment history, credit utilization, and overall financial health
Examine bank statements to verify income, cash flow, and financial stability
Review lease agreements to assess obligations, terms, and their impact on creditworthiness
Prepare and interpret risk reports to support lending decisions and portfolio monitoring
Conduct borrower searches to verify identity, background, and financial history
Evaluate appraisal reports to confirm asset values align with loan terms and risk exposure
Collaborate with underwriters, loan officers,



and management to communicate findings and recommendations
Maintain accurate, organized documentation in compliance with company policy and regulatory standards

What We're Looking For
Strong analytical skills with an eye for detail and pattern recognition
Ability to interpret complex financial documents quickly and accurately
Solid understanding of credit risk principles (experience preferred, not always required)
Comfortable working with data, spreadsheets, and reporting tools
Transparent written and verbal communication skills — you'll need to explain your findings to others
A proactive, self-starting mindset with robust organizational habits
Master’s degree in finance, Accounting, Business, or related field (or equivalent experience)

Why Join Us
Market-competitive salary with performance-based incentives
Collaborative, supportive team culture
Ongoing training and professional development support

Pay: ₹360,000.00 - ₹500,000.00 per year

Work Location: In person

📌 Credit Analyst Rangareddy (Ranga Reddy)
🏢 Lexigen Informatics
📍 Ranga Reddy