Role & responsibilities

Credit Assessment & Due Diligence

- Conduct thorough financial and commercial due diligence for new customer onboarding.
- Evaluate customer financial strength, payment history, creditworthiness, and associated risks.
- Recommend appropriate credit limits and payment terms for new customers. Credit Limit Management
- Review and ensure adequate credit limits for recent customers based on business requirements and credit risk.
- Periodically review existing customer credit limits and recommend increases or revisions based on business performance and payment behaviour.
- Monitor customer exposure against approved credit limits and highlight potential risks. Sales Order & Credit Approvals
- Ensure timely review and approval of sales orders from a credit-control perspective.
- Monitor orders exceeding approved credit limits or payment terms and ensure appropriate approvals are obtained.
- Coordinate with relevant stakeholders to avoid unnecessary delays in order processing. Customer Accounting & Collections
- Monitor customer collections and outstanding receivables.
- Oversee customer accounting activities including Credit Notes, Debit Notes, LC Discounting, Commission Agent Accounting, and related transactions.




- Ensure accurate accounting and timely resolution of customer-related financial issues.
- Drive rigorous follow-up of active and inactive customers for outstanding payments and account closure. Credit Control MIS & Reporting
- Prepare and maintain monthly Credit Control MIS covering customer exposure, credit limits, outstanding receivables, collections, overdue amounts, and key credit risks.
- Provide insights and analysis on customer credit performance and ageing.
- Prepare Board Meeting presentations and management reports related to Credit Control.

Preferred candidate profile

Required Qualification

- CA / CMA / MBA Finance / M.Com / B.Com or equivalent qualification.
- Strong proficiency in MS Excel and financial analysis.

Experience & Industry Background
- 58 years of experience in Credit Control, Credit Management, Accounts Receivable, Finance, or related roles.
- Experience in manufacturing, building materials, cement, construction, or other B2B industries will be preferred.
- Strong understanding of customer credit assessment, receivables, collections, credit limits, and financial risk management.
- Good analytical, communication, follow-up, and stakeholder management skills

📌 Dy. Manager - Credit Control - Surat
🏢 Symphoni HR
📍 Surat