Job Responsibilities: Manage overall day-to-day operations of the cooperative bank branch. Supervise branch staff and allocate daily responsibilities. Ensure smooth functioning of cash, deposits, withdrawals, account opening, and other banking operations.

Monitor loan processing, disbursement, recovery, and overdue accounts. Develop and maintain relationships with customers, members, depositors, and borrowers. Monitor branch targets for deposits, advances, loan recovery, and other banking products.

Ensure compliance with RBI guidelines, cooperative banking regulations, KYC/AML requirements, and internal policies. Verify and authorize banking transactions and official documents within delegated powers. Monitor branch cash balance, records, registers, and reconciliation.

Handle customer complaints and resolve operational issues. Coordinate with Head Office and other departments regarding branch activities. Prepare and review MIS reports and branch performance reports.



Support audits and ensure timely compliance with audit observations.

Identify business opportunities and strengthen the branch's customer base. Ensure proper recovery follow-up and maintain the quality of the loan portfolio.

Required Skills &

Qualifications: Graduate/Postgraduate in Commerce, Finance, Banking, or related field. Minimum 3- 5 years of relevant banking experience, preferably in a cooperative bank. Previous experience in branch operations or supervisory/managerial role preferred.

Strong knowledge of banking operations, loans, recovery, KYC, and compliance. Positive leadership, communication, customer relationship, and decision-making skills. Computer proficiency and familiarity with banking software/MIS.

Knowledge of Marathi, Hindi and English preferred.

📌 Branch Manager - Cooperative Bank (Pune)
🏢 Desaath Management Services Private
📍 Pune