Job Description

Analyst -Global Credit Administration (GCA)

Key responsibilities

- The GCA team supports Credit Underwriting and Credit Administration (CU&A;) function for

multiple branches of the Mizuho Group, across the globe.

- The Analyst will be assigned specific regions and have KRAs around quality, turn- around- time etc.
- The scope of the Analyst’s work would include but not be limited to:

o spreading of financials,

o arriving at an internal credit rating for Mizuho’s customers,

o preparing the financial analysis commentary,

o industry research and write -up,

o preparation of various credit related forms and applications,

o post approval activities such as covenant monitoring and control.

o complete and comprehensive credit related write -ups

- The team member will support preparation of various MIS/audit files etc. as required
- Ensure all compliance related trainings are met before due date.
- Provide ideas process re-engineering/process improvements, for redundant and unnecessary steps.
- Process transactions as per the Operating Procedures defined.
- Ensure the transactions are handled and completed as per the agreed SLA.
- Provide support to senior team members in amending/making of Internal Operating Procedures (IOPs)
- Support preparation of detailed training manuals, reckoners and SOPs
- Provide support as per guidance received, to help the Section Head/ in migration of new projects across regions, pertaining to Credit Underwriting and Administration.
- Support new team members and junior colleagues in knowledge transfer and continuous learning.



Specific responsibilities for Analyst in Credit Admin process(across branches to be handled):
- Client set up and onboarding
- Credit limit set up in various systems
- Preparation of covenant control sheets
- Testing, tracking /monitoring of covenants
- Updation of covenants in the relevant systems
- Continuous tracking of various reports pertaining to maturity dates of facilities, credit rating, collateral and such other information
- Circulation and timely updation of various reports, up dation of various loan systems towards timely MIS pertaining to borrowers to all relevant stakeholders
- Set up and track non-financial conditions of credit approval.

Experience and Qualification

- 3-5 years of experience in credit underwriting and administration activities preferably of large corporates in a Global financial institution/credit rating agency
- Exposure working with global stakeholders will be preferred
- Strong communication skills (both written & verbal), particularly with clients
- Strong Subject Matter Expertise -including

o expert financial analysis,

o report writing skills,

o knowledge of wholesale banking products such as working capital, term loans, project finance

- Strong analytical interpretation and ability to articulate and justify to a larger client audience
- Robust Customer orientation to ensure customer experience is excellent
- Collaboration and teamwork
- Strong professionals with MBA(Finance/Banking) or similar courses with 3-5 years of end-to end credit underwriting across large corporates, in diverse industrial sectors. Exposure to the global markets such as APAC/EMEA/US will be preferred.

Pay: ₹500,000.00 - ₹600,000.00 per year

Work Location: In person

📌 Credit Administrator (Chennai)
🏢 Crescendo Global
📍 Chennai