Job Responsibilities:

- Manage overall day-to-day operations of the cooperative bank branch.
- Supervise branch staff and allocate daily responsibilities.
- Ensure smooth functioning of cash, deposits, withdrawals, account opening, and other banking operations.
- Monitor loan processing, disbursement, recovery, and overdue accounts.
- Develop and maintain relationships with customers, members, depositors, and borrowers.
- Monitor branch targets for deposits, advances, loan recovery, and other banking products.
- Ensure compliance with RBI guidelines, cooperative banking regulations, KYC/AML requirements, and internal policies.
- Verify and authorize banking transactions and official documents within delegated powers.
- Monitor branch cash balance, records, registers, and reconciliation.
- Handle customer complaints and resolve operational issues.
- Coordinate with Head Office and other departments regarding branch activities.
- Prepare and review MIS reports and branch performance reports.




- Support audits and ensure timely compliance with audit observations.
- Identify business opportunities and strengthen the branch's customer base.
- Ensure proper recovery follow-up and maintain the quality of the loan portfolio.

Required Skills & Qualifications:

- Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
- Minimum 3- 5 years of relevant banking experience, preferably in a cooperative bank.
- Previous experience in branch operations or supervisory/managerial role preferred.
- Robust knowledge of banking operations, loans, recovery, KYC, and compliance.
- Good leadership, communication, customer relationship, and decision-making skills.
- Computer proficiency and familiarity with banking software/MIS.
- Knowledge of Marathi, Hindi and English preferred.

📌 Branch Manager - Cooperative Bank (Pune)
🏢 Desaath Management Services Private
📍 Pune