30 Sep
|
Etribe Finance Private
|
Indore
30 Sep
Etribe Finance Private
Indore
About ProsParity
ProsParity is building the credit infrastructure for India’s EV revolution. We are a full-stack, multi-lender lending platform focused on getting affordable EV financing to mass-market borrowers across Bharat. Founded by a team of operators from BFSI and Fintech backgrounds and backed by reputed investors, we combine deep financial rigor with genuine ground-level hustle. Join us if you want your work to matter — for real people, at real scale.
Role Summary
The Tele Caller – Collections & Operations is a critical front-line role within ProsParity’s two-wheeler lending vertical. The incumbent will manage high-volume outbound calling for collections related reminders, follow-up, handle bounced case management, conduct telephonic verification for loan disbursement approvals, coordinate with the field sales and RM teams, and support day-to-day operations through accurate MIS maintenance. This role demands a disciplined, detail-oriented individual with strong communication skills in both Hindi and English.
Key Responsibilities
Collections & Bounce Management
• Make structured outbound reminder calls to borrowers ahead of EMI due dates to reduce delinquency.
• Conduct follow-up calls on bounced cases, document borrower responses, and escalate non-responsive cases appropriately.
• Maintain a call log for all collection-related interactions with accurate disposition tagging.
• Coordinate with the collections team for field escalation where telephonic resolution is not achieved.
Telephonic Verification (TVR)
• Conduct TVR calls for loan applications that have been approved but are yet to be disbursed.
• Verify borrower details, intent,
and awareness of loan terms as part of the pre-disbursement quality check.
• Document TVR outcomes accurately and flag discrepancies or concerns to the credit / operations team promptly.
Post-Disbursement Follow-Up
• Follow up with Relationship Managers (RMs) and the field sales team to ensure timely submission of post-disbursement documents including RC (Registration Certificate) and insurance.
• Track pending documentation cases, send reminders, and escalate overdue items to the relevant manager.
• Maintain an updated tracker of document collection status across all disbursed loans.
Repossession (Repo) Vehicle Tracking
• Coordinate with the field and operations team to track the status of repossessed vehicles.
• Maintain an updated repo inventory log and follow up on pending resale or transfer cases.
• Assist in scheduling and tracking vehicle-related movements and ensure timely closure of repo cases.
MIS & Reporting
• Prepare and maintain daily, weekly, and monthly MIS reports covering collections, TVR, document status, and repo tracking.
• Update internal trackers and dashboards accurately and on time.
• Assist the operations team with data entry, reconciliation, and ad-hoc reporting requirements.
Candidate Requirements
Experience & Skills
• Minimum 2 years of experience in a tele-calling, collections, or loan operations role, preferably in NBFC, banking, or microfinance.
• Prior exposure to two-wheeler loan products or retail lending operations is a strong advantage.
• Proficiency in Microsoft Excel — including data entry, filters, VLOOKUP, and basic MIS preparation.
• Fluency in Hindi (mandatory) and working proficiency in English for written communication.
• Familiarity with LMS (Loan Management System) or CRM tools is preferred.
Competencies
• High discipline and consistency in daily calling targets and follow-up routines.
• Clear, polite, and persuasive communication style suited to borrower interaction.
• Strong attention to detail in documentation and data maintenance.
• Ability to handle pressure, manage a high call volume, and remain composed in difficult borrower conversations.
• Team player with proactive coordination skills across field and operations teams.
Qualifications
• Graduate in any discipline (Commerce or Arts preferred).
• Minimum 2 years of relevant work experience (mandatory).
Why Join ProsParity?
• Be part of a fast-growing EV lending company at a pivotal stage of its growth.
• Work in a performance-driven team that values ownership and initiative.
• Competitive compensation with performance-linked incentives.
• A explicit growth path into senior operations, collections, or credit roles for high performers.
ProsParity is an equal opportunity employer. All applications are treated with the highest level of confidentiality.
📌 Telecaller - Collections & Operations (Indore)
🏢 Etribe Finance Private
📍 Indore