Working Capital Relationship Manager (Navi Mumbai)

Working Capital Relationship Manager (Navi Mumbai)

01 Oct
|
Yes Bank
|
Navi Mumbai

01 Oct

Yes Bank

Navi Mumbai

We have Job fair schedule at 10 Oct 2026 (Saturday )

At : YES Bank House, Off Western Express Highway, Santacruz East, Mumbai, Maharashtra 400055

Can Apply on [email protected] contact -(phone hidden)

Only for female candidates and women returning from break

Please find below mention JD :

Job Title: Relationship Manager

Department: Small Enterprises (SE) - Working Capital Products

Experience: 2-3 years

Role Summary

We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to 150 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products.

Key Responsibilities

- Client Acquisition (NTB): Source new-to-bank (NTB) clients in the small enterprise segment with turnover up to 150 Cr. Identify opportunities through market intelligence, references, and industry networking.
- Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.
- Credit Note Preparation:



Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies.
- Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.
- Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.
- Cross-Selling: Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.

Desired Candidate Profile:

- Graduate/Postgraduate in Finance, Commerce, or a related field.
- 2-3 years of experience in corporate/SME/ME banking.
- Solid understanding of credit analysis and financial statements.
- Excellent relationship management and communication skills.
- Proven ability to drive business and manage risk effectively.

📌 Working Capital Relationship Manager (Navi Mumbai)
🏢 Yes Bank
📍 Navi Mumbai

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