– FCO/DO/ABM

Position

Field Credit Officer/Development Officer/Assistant Branch Manager

Company

Annapurna Finance (P) Ltd.

Department

Operation

Salary

16k -20k (Negotiable)

Location

Reports to

Branch Manager

1. Company Profile

Annapurna Finance (P) Ltd. is one of the largest Microfinance companies of India. Since inception Annapurna has grown at an accelerating pace & currently working in more than 1500 locations in 21 states of India. Annapurna offers small size loans to poor women in rural parts of the country for income generation purpose. Annapurna recently has entered newer segments like Housing Loan, Consumer Durables Loan, MSME Loan etc.

Its objectives are not only limited to just reach and serve but also by providing financial and technical support to strengthen entrepreneurial skill for effective and efficient undertaking of business activities.

Website: https://annapurnafinance.in/

1. 1. Conduct Village Survey and identify potential areas to develop business according to business requirements and the individual targets set on monthly and quarterly basis.
2. Conduct meeting with respective village residents and provide awareness through financial literacy to source potential or prospective customers.
3.



Involvement with new JLG (Joint Liability Group) formation and maintaining skilled relationship with these groups/members.
4. Ensuring proper execution of loan application screening process, credibility check, and quality evaluation as per the standard loan policies and procedures.
5. Providing proper orientation on loan processes and thorough communication about fees and interest rate, instalments, collection rules of the organization to all the members at the time of disbursement.
6. Scheduling weekly plan for disbursing the loans and submit it to the respective Branch Manager.
7. Ensure that professional recovery policies and procedures are followed. Also make sure pre-recovery visit on monthly basis.
8. Collection of EMIs as per collection schedule.
9. Maintain proper documentation and mandatory registers in the branch.

1. Skills
1. Must possess good Interpersonal skills.
2. Must have good verbal and written communication skills.
3. Must have a friendly and professional demeanour.
4. Must have good convincing skills.

1. Educational Qualification
1. FCO/DO: 10+2 (Senior Secondary)
2. ABM: Graduation in any stream

📌 Tn/Mad/Fco/2025/0001 (Madurai)
🏢 Annapurna Finance
📍 Madurai