Key Responsibilities:

1. Manage credit policy framework
1. - Drafting and updating credit policies in line with RBI guidelines, internal risk appetite, and business objectives.
- Drafting and implementing Standard operating procedures (SOP)
- Ensuring policies are board-approved and periodically reviewed
- Current product innovation

1. Effective portfolio management
1. - Oversee National/Regional/Branch credit team
- Portfolio monitoring for early warning signals
- Build risk dashboard for the Senior Management

1. Enterprise-wide risk management (ERM)
1. - Develop Key Result Indicators (KRI) and KRA’s (Key Result Area’s) under ERM for each risk unit of the company
- Conduct testing under ERM framework and monitor results for corrective actions

1. Manage internal audits
1. - Develop and implement Internal audit framework
- Prepare audit reports for Senior Management

1.



IT system management (functional aspect)

2. 1. - Develop Business requirement document for Operational system development
- Co-ordinate with all stakeholders for effective implementation of the IT systems
- Identify area of scope for process effectiveness

Candidate Profile:

- 1. - Experience- Minimum 5-7 years in credit risk management
- Exposure to Enterprise risk management – minimum 2 to 3 years of experience in developing and overseeing KPI’s for each unit
- Minimum 2 to 3 years of experience in credit policy and portfolio management
- Exposure to operational systems like Sales force, Onefin, Fin-one etc. (Platforms used by NBFC’s for its operational process)

📌 Sr Manager/ Chief Manager-Credit & Risk(Leading NBFC) (Mumbai)
🏢 LOLC India Finance
📍 Mumbai